DeSoto County property record for 805 Cedar Trace Cv, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2002 |
| Square Footage | 3,360 sqft Adjusted Area |
| Lot Size | 14,454 sqft (0.331 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,076.00 (2025) |
| Primary APN | 3-07-3-07-16-0-00080-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,360 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 14,454 sqft (0.331 acres) |
| Depth X Width | 138 ft x 46 ft Depth x Width |
| Street Address | 805 CEDAR TRACE CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6933 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THE LAKES OF CEDAR GROVE PHASE II LOT 80 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 07 |
| Legal Subdivision | LAKES OF CEDAR GROVE PH II |
| Legal Phase | 2 |
| Legal Lot Number | 80 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-07-16-0-00080-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 805 CEDAR TRACE CV, HERNANDO, MS 38632-6933 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 18, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage EAGLE BANK & TRUST CO |
| Sep 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| Aug 17, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Nov 01, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Sep 24, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EAGLE BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2019 |
| Deed Sale | Sep 24, 2019 |
| Deed Doc Number | 0000900095 |
| Deed Book / Page | 0900 / 095 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 805 CEDAR TRACE CV, HERNANDO, MS 38632-6933 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004818/428 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 4818/428 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72211 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 805 CEDAR TRACE CV, HERNANDO, MS 38632-6933 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | GOOD TITLE |
| Name | Verified Name |
|---|
| Document Number | 20170919010271360 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 20170919010271360 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 805 CEDAR TRACE CV, HERNANDO, MS 38632-6933 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 005017/729 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 5017/729 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 805 CEDAR TRACE CV, HERNANDO, MS 38632-6933 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 805 CEDAR TRACE CV, HERNANDO, MS 38632-6933 |
| Document Number | 005627/391 |
|---|---|
| Date | Nov 01, 2022 |
| Book Page | 5627/391 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Sep 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 24, 2019 |
| Property Address | 805 CEDAR TRACE CV, HERNANDO, MS 38632-6933 |
| Document Number | 000900/095 |
| Book / Page | 0900 / 095 |
| Map Reference | MB 76 PG 34 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2297 PINE TREE LOOP, 2297, HERNANDO, MS 38632-8364 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 805 CEDAR TRACE CV, HERNANDO, MS 38632-6933 |
| Document Number | 0004803207 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 4803/207 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,076.00 (+18.13%) | $28,983 (+38.45%) Land $2,900 Building $26,083 | $289,834 (+38.45%) Land $29,000 Building $260,834 |
| 2023 | $2,604.00 | $20,934 | $209,340 Land $29,000 Building $180,340 |
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