805 Castlestone Ln, Matthews, NC 28104 Property Records

Union County property record for 805 Castlestone Ln, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 4,702 sqft · built 2005
Lot Size	0.587 acres (25,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Nov 2018)
Tax Bill	$4,367 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-048-123`

Property Details

APN / Parcel Number

Primary APN	`06-048-123`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,702 sqft Living Area
1st Floor Area	2,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	25,570 sqft (0.587 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	805 CASTLESTONE LN
City	MATTHEWS
State	NC
Zip	28104-7286
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#51 BLACKSTONE PH3C OPCI278
Legal Subdivision	BLACKSTONE
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	4
Census Block	4002
Census Tract	21020

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	805 CASTLESTONE LN, MATTHEWS, NC 28104-7286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Nov 27, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	Jul 29, 2005 · Amount on Record
Deed Document Number	201832647
Deed Book / Page	7273 / 781
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	805 CASTLESTONE LN, MATTHEWS, NC 28104-7286
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008086293
Date	Apr 30, 2021
Book Page	8086/293
Instrument	20748

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	805 CASTLESTONE LN, MATTHEWS, NC 28104-7286
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007455897
Date	Sep 3, 2019
Book Page	7455/897
Instrument	0026366

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 27, 2018
Property Address	805 CASTLESTONE LN, MATTHEWS, NC 28104-7286
Document Number	0007273781
Book / Page	7273 / 781
Map Reference	CAB 1 FILE 215
Instrument Date	Nov 27, 2018
Instrument	0032647
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	MOREHEAD TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1803 12TH PL S, 1803, PHENIX CITY, AL 36869-7911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 CASTLESTONE LN, MATTHEWS, NC 28104-7286

Mortgage

Document Number	0000032648
Date	Nov 27, 2018
Instrument	0032648

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$940,100 (-) Land $146,800 Building $793,300	$940,100 (-) Land $146,800 Building $793,300
2025	$4,367.00 (+19.68%)	$940,100 (+61.14%) Land $146,800 Building $793,300	$940,100 (+61.14%) Land $146,800 Building $793,300
2023	$3,649.00	$583,400 Land $109,000 Building $474,400	$583,400 Land $109,000 Building $474,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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