805 C N Smith Mill Rd, Stoneville, NC 27048 Property Records

Rockingham County property record for 805 C N Smith Mill Rd, Stoneville, NC 27048

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2 ba · 1,258 sqft · built 2021
Lot Size	15.5 acres (678,665 sqft)
Owner	Individual Name on File
Last Sale	$1,000 (Dec 2009)
Tax Bill	$2,286 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7929-00-65-5182-00`

Property Details

APN / Parcel Number

Primary APN	`7929-00-65-5182-00`
Alternative APN	`174791`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,258 sqft Finished Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	678,665 sqft (15.5 acres)
Deck Area	Deck Area

Location & Zoning

Account Number	174791
Street Address	805 C N SMITH MILL RD
City	STONEVILLE
State	NC
Zip	27048-7853
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RES AG COU
Legal Description	15.58 AC PT RAKESTRAW INV ESTMENT SURVEY & ADDL LTS RAKESTRAW INVESTMENT CO
Legal Subdivision	SURVEY & ADDL
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	MAYO
Census Block Group	1
Census Block	1033
Census Tract	40601

Owner

805 C N Smith Mill Rd, a residential property, is owned and occupied by an individual who bought it in December 2009.

Source: Rockingham County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	805 C N SMITH MILL RD, STONEVILLE, NC 27048-7853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Feb 28, 2020	Warranty Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2009 · Amount on File
Deed Sale	Dec 1, 2009 · Amount on File
Deed Document Number	200911982
Deed Book / Page	1386 / 1266
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Recording Date	Aug 6, 2026
Property Address	805 C N SMITH MILL RD, STONEVILLE, NC 27048-7853
Document Number	0000681033
Book / Page	1719 / 229
Instrument Date	Aug 4, 2026
Instrument	2026681033
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	ACCURATE GROUP

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000681033,
Date	Aug 6, 2026
Book Page	1719/229
Instrument	2026681033

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Recording Date	Aug 5, 2026
Property Address	805 C N SMITH MILL RD, STONEVILLE, NC 27048-7853
Document Number	0000680982
Book / Page	1718 / 2911
Instrument Date	Aug 4, 2026
Instrument	2026680982
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 C N SMITH MILL RD, STONEVILLE, NC 27048-7853

Mortgage

Document Number	0000680982,
Date	Aug 5, 2026
Book Page	1718/2911
Instrument	2026680982

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Feb 28, 2020
Property Address	805 C N SMITH MILL RD, STONEVILLE, NC 27048-7853
Document Number	0000595942
Book / Page	001573 / 002815
Instrument Date	Feb 27, 2020
Instrument	595942
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 GOLDEN RIDGE RD #B-203 GOLDEN CO 804018853, B-203, GOLDEN, CO 80401-8853

Mortgage

Document Number	595943
Date	Feb 28, 2020
Book Page	001573/002818
Instrument	595943

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	BROWNS SUMMIT, NC 27214

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 27, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 805 C N Smith Mill Rd was $2,286, down 1.7% from the year before.

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,286.00 (-1.72%)	$353,461 (-) Land $85,619 Building $267,842	$353,461 (-) Land $85,619 Building $267,842
2025	$2,326.00	$353,461 Land $85,619 Building $267,842	$353,461 Land $85,619 Building $267,842
2023	$1,549.00	$138,194 Land $48,981 Building $89,213	$138,194 Land $48,981 Building $89,213

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 805 C N Smith Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 C N Smith Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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