805 Bluff Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 805 Bluff Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,822 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individuals on Record
Last Sale	$292,000 (Aug 2017)
Tax Bill	$5,110 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T070300266`

Property Details

APN / Parcel Number

Primary APN	`T070300266`
Alternative APN	`2-0048-A065-00-0703.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,822 sqft Living Area
1st Floor Area	1,640 sqft
Basement Area	1,254 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Stone
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	154 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T070300266
Old Parcel Number	T070300266
Street Address	805 BLUFF BROOK DR
City	O FALLON
State	MO
Zip	63366-5065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE VLG C #1 LOT 703
Legal Range	02E
Legal Township	47N
Legal Subdivision	BROOKSIDE VLG C #1
Legal Lot Number	703
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2017
Census Tract	312095

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	805 BLUFF BROOK DR, O FALLON, MO 63366-5065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
Aug 8, 2017	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2017 · Amount on Record
Deed Sale	Aug 8, 2017 · Amount on Record
Prior Sale	Aug 21, 2009 · Amount on Record
Deed Document Number	0067881551
Deed Book / Page	6788 / 1551
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	805 BLUFF BROOK DR, O FALLON, MO 63366-5065
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 BLUFF BROOK DR, O FALLON, MO 63366-5065

Mortgage

Document Number	0000011521
Date	Mar 29, 2023
Instrument	2023R-011521

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 17, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	805 BLUFF BROOK DR, O FALLON, MO 63366-5065
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 BLUFF BROOK DR, O FALLON, MO 63366-5065

Mortgage

Document Number	2021R033981
Date	Apr 19, 2021
Instrument	2021R-033981

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 8, 2017
Property Address	805 BLUFF BROOK DR, O FALLON, MO 63366-5065
Document Number	0067881551
Book / Page	6788 / 1551
Map Reference	MB 43 PG 142
Instrument Date	Aug 7, 2017
Instrument	20170808000497660
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE CORPORATION AND AGE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	805 BLUFF BROOK DR, O FALLON, MO 63366-5065

Mortgage

Document Number	20170808000497670
Date	Aug 8, 2017
Instrument	20170808000497670

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,110.00	$82,040 (+4.74%)	$431,790 (+4.74%) Land $63,000 Building $368,790
2023		$78,328
2022			$412,252 Land $45,000 Building $367,252

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

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