Harford County property record for 805 Bernadette Dr, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,260 sqft · built 1969 |
| Lot Size | 0.277 acres (12,052 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $217,000 (Jun 2003) |
| Tax Bill | $3,244 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-150879 |
| Primary APN | 03-150879 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,260 sqft Total Area |
| Basement Area | 616 sqft |
| Finished Basement | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Foyer |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 12,052 sqft (0.277 acres) |
| Lot Dimensions | 131 ft deep x 92 ft wide |
| Garage Type | Mixed |
| Garage Area | 336 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 720 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 540 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 150879 |
|---|---|
| Street Address | 805 BERNADETTE DR |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-2711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 170 92X131 AVG 805 BERNADETTE DRIVE HARF EST S2E PT 20/15 |
| Legal Subdivision | HARFORD ESTATES |
| Legal Lot Number | 170 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 303206 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 805 BERNADETTE DR, FOREST HILL, MD 21050-2711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ATLANTIC FINANCIAL FCU |
| Jan 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC FIN'L FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2003 · Amount on Record |
| Deed Sale | Jun 19, 2003 · Amount on Record |
| Prior Sale | Sep 17, 1996 · Amount on Record |
| Deed Document Number | 20032869 |
| Deed Book / Page | 4676 / 388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 805 BERNADETTE DR, FOREST HILL, MD 21050-2711 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0160190257 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 16019/257 |
| Name | ATLANTIC FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 27, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 805 BERNADETTE DR, FOREST HILL, MD 21050-2711 |
| Document Number | 0122080172 |
| Book / Page | 012208 / 000172 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2017 |
| Title Company | MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 805 BERNADETTE DR FOREST HILL MD 210502711, FOREST HILL, MD 21050-2711 |
| Document Number | 0122080172 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 012208/000172 |
| Name | ATLANTIC FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 30, 2037 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,467 (+14.2%) | $342,200 (+7.41%) Land $83,600 Building $258,600 | |
| 2025 | $3,244.00 (+10.45%) Homeowner's exemption | ||
| 2023 | $285,867 | $318,600 Land $83,600 Building $235,000 | |
| 2022 | $2,937.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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