805 Ayers St, Kelso, WA 98626 Property Records

Cowlitz County property record for 805 Ayers St, Kelso, WA 98626

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 904 sqft · built 1930
Lot Size0.109 acres (4,748 sqft)
OwnerIndividual Name on Record
Last Sale$242,600 (Jul 2022)
Tax Bill$2,046 (2025)
Deeds & MortgagesOct 2023 Mortgage
Jul 2022 Sale & Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR035757

Property Details

APN / Parcel Number

Primary APNR035757
Alternative APNs
  • 3035757
  • 21514

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area904 sqft Living Area
1st Floor Area904 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialWood Shingle
Roof MaterialComposition Shingle
Lot Area4,748 sqft (0.109 acres)
Lot Dimensions95 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Slab
Porch Area83 sqft

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Account Number3035757
Street Address805 AYERS ST
CityKELSO
StateWA
Zip98626-4602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR02
Legal Description222 (HIGHLAND SHIRLEY AC) -1 -8 26 -8N -2W
Legal Range02W
Legal Township08N
Legal Section26
Legal SubdivisionHIGHLAND SHIRLEY AC
Legal Block1
Legal Lot Number8
JurisdictionCOWLITZ WA
Township / Civil DivisionLONGVIEW-KELSO
Census Block Group1
Census Block1004
Census Tract1100

Owner

Source: Cowlitz County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address805 AYERS ST, KELSO, WA 98626-4602
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 21, 2022Warranty Deed, Transfer · Stand-Alone Second Mortgage
WASHINGTON STATE HOUSING FIN COMMIS
Jul 21, 2022Intrafamily Transfer, Transfer · FHA Mortgage
MANN MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2022 · Amount on Record
Deed SaleJul 21, 2022 · Amount on Record
Prior SaleJun 22, 2010 · Amount on Record
Deed Document Number20223719506
Prior Transfer DateJul 20, 2022
Prior Transfer Doc0003719507
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOWLITZ WA
Property Address805 AYERS ST, KELSO, WA 98626-4602
Transaction TypeMortgage
Record UpdatedNov 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 AYERS ST, KELSO, WA 98626-4602

Mortgage

Document Number0003742484
DateOct 23, 2023
Instrument3742484
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressEDGEWOOD, MD 21040
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOWLITZ WA
Recording DateJul 21, 2022
Property Address805 AYERS ST, KELSO, WA 98626-4602
Document Number0003719506
Map ReferenceVOL 4 PG 6
Instrument DateJul 20, 2022
Instrument3719506
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,275.10
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 AYERS ST, KELSO, WA 98626-4602

Mortgage

Document Number0003719509
DateJul 21, 2022
Instrument3719509
Lender
NameWASHINGTON STATE HOUSING FIN COMMIS
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOWLITZ WA
Recording DateJul 21, 2022
Property Address805 AYERS ST, KELSO, WA 98626-4602
Document Number0003719507
Map ReferenceVOL 4 PG 6
Instrument DateJul 20, 2022
Instrument3719507
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 AYERS ST, KELSO, WA 98626-4602

Mortgage

Document Number0003719508
DateJul 21, 2022
Instrument3719508
Lender
NameMANN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWashington
CountyCowlitz County
MunicipalityKelso City
Unified School DistrictKelso School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,046.00 (+135.71%)$220,820 (+153.99%) Land $36,750 Building $184,070$220,820 (+153.99%) Land $36,750 Building $184,070
2023$868.00
2022$86,940 Land $35,000 Building $51,940$86,940 Land $35,000 Building $51,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Most Recent ClaimMay 1980 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KELSO
serves 15,775 people · EPA ID WA5338000
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Astound Broadband
Fixed Wireless · Fiber in parts of the area
1,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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