805 20th St S, La Crosse, WI 54601 Property Records

La Crosse County property record for 805 20th St S, La Crosse, WI 54601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1921
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jan 2026)
Tax Bill	$3,717 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017-030235-100`

Property Details

APN / Parcel Number

Primary APN	`017-030235-100`
Alternative APNs	`17 30235 100` `33372`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area
Basement Area	528 sqft
Game Room	Game Room

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	120 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	33372
Old Parcel Number	17 30235 100
Street Address	805 20TH ST S
City	LA CROSSE
State	WI
Zip	54601-5059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALZER TERRACE LOT 139 BLOCK 13 LOT SZ: 41.57 X 120
Legal Range	07
Legal Township	15
Legal Section	04
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	SALZER TERRACE
Legal Block	13
Legal Lot Number	139
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	5
Census Block	5016
Census Tract	700

Owner

805 20th St S is owned and occupied by an individual who bought it in January 2026.

Source: La Crosse County records, as of February 24, 2026

Owner of Record	Individual Name on File
Mailing Address	805 20TH ST S, LA CROSSE, WI 54601-5059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
May 20, 2019	Warranty Deed, Transfer · Conventional Mortgage FIREFIGHTERS CU
Jan 6, 2017	Warranty Deed, Transfer KNIGHT BARRY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Prior Sale	Nov 30, 2021 · Amount on File
Deed Document Number	1844304
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jan 28, 2026
Property Address	805 20TH ST S, LA CROSSE, WI 54601-5059
Document Number	0001844304
Instrument Date	Jan 28, 2026
Instrument	1844304
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	BRIDGE POINT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 20TH ST S, LA CROSSE, WI 54601-5059

Mortgage

Document Number	0001844305
Date	Jan 28, 2026
Instrument	1844305

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	13.5%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Nov 30, 2021
Property Address	805 20TH ST S, LA CROSSE, WI 54601-5059
Document Number	0001785470
Instrument Date	Nov 30, 2021
Instrument	1785470
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0001785471
Date	Nov 30, 2021
Instrument	1785471

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	May 20, 2019
Property Address	805 20TH ST S, LA CROSSE, WI 54601-5059
Document Number	0001726159
Instrument Date	May 17, 2019
Instrument	1726159
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 20TH ST S, LA CROSSE, WI 54601-5059

Mortgage

Document Number	0001726160
Date	May 20, 2019
Instrument	1726160

Lender

Name	FIREFIGHTERS CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jan 6, 2017
Property Address	805 20TH ST S, LA CROSSE, WI 54601-5059
Document Number	0001687709
Instrument Date	Dec 31, 2016
Instrument	1687709
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Tax	$385.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 20TH ST S, LA CROSSE, WI 54601-5059

Tax Assessment & Valuation

The 2025 property tax bill for 805 20th St S was $3,717 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,717.00 Homeowner's exemption	$217,700 Land $37,800 Building $179,900	$226,900
2023	$3,945.00 Homeowner's exemption	$191,100 Land $28,100 Building $163,000	$191,100 Land $28,100 Building $163,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 805 20th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 20th St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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