Henderson County property record for 8049 J Cox Rd, Robards, KY 42452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,220 sqft · built 1988 |
| Lot Size | 4.5 acres (196,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Aug 2023) |
| Tax Bill | $2,383 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit Sep 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101-46 |
| Primary APN | 101-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,220 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 196,325 sqft (4.5 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 52484 |
|---|---|
| Street Address | 8049 J COX RD |
| City | ROBARDS |
| State | KY |
| Zip | 42452-9745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | MIKE CRAFTON |
| Legal Lot Number | 1 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HEBBARDSVILLE-ROBARDS |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 20800 |
Source: Henderson County records · APN 101-46
Assessment roll updated November 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8049 J COX RD, ROBARDS, KY 42452-9745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 02, 2019 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Sep 03, 2024 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Aug 11, 2023 | Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on Record |
| Deed Sale | Aug 11, 2023 · Amount on Record |
| Prior Sale | Apr 12, 2012 · Amount on Record |
| Deed Document Number | 20237283 |
| Deed Book / Page | 669 / 84 |
| Prior Transfer Date | Apr 06, 2012 |
| Prior Transfer Doc | RE0588/183 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 8049 J COX RD, ROBARDS, KY 42452-9745 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | MT1284/814 |
|---|---|
| Date | May 02, 2019 |
| Book Page | MT 1284/814 |
| Instrument | 2019004583 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 30, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 8049 J COX RD, ROBARDS, KY 42452-9745 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8049 J COX RD, ROBARDS, KY 42452-9745 |
| Document Number | MT1452/151 |
|---|---|
| Date | Sep 03, 2024 |
| Book Page | MT1452/151 |
| Instrument | 2024007854 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | 308 US HIGHWAY 41 N, SEBREE, KY 42455 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 30, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Aug 11, 2023 |
| Property Address | 8049 J COX RD, ROBARDS, KY 42452-9745 |
| Document Number | 0000669/84 |
| Book / Page | 669 / 84 |
| Instrument Date | Aug 03, 2023 |
| Instrument | 2023007283 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8049 J COX RD, ROBARDS, KY 42452-9745 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8049 J COX RD, ROBARDS, KY 42452-9745 |
| Document Number | MT1424/881 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | MT1424/881 |
| Instrument | 2023007284 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 03, 2024 |
Source: Henderson County records · Assessment roll updated November 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,383.00 (+72.06%) | $210,000 (+76.47%) | $210,000 (+76.47%) |
| 2023 | $1,385.00 | $119,000 | $119,000 |
Source: FEMA National Flood Hazard Layer as of May 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
Based on FCC filings for 12 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HENDERSON COUNTY WATER DISTRICT serves 17,447 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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