8048 River Bay Dr E, Indianapolis, IN 46240 Property Records

Marion County property record for 8048 River Bay Dr E, Indianapolis, IN 46240

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,865 sqft · built 1987
Lot Size	0.055 acres (2,412 sqft)
Owner	Individual Name on File
Last Sale	$420,280 (Dec 2025)
Tax Bill	$4,491 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-02-19-101-019.000-800`

Property Details

APN / Parcel Number

Primary APN	`49-02-19-101-019.000-800`
Alternative APN	`8056462`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,865 sqft Living Area
Gross Area	2,349 sqft
1st Floor Area	1,865 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Row Home
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,412 sqft (0.055 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	8048 RIVER BAY DR E
City	INDIANAPOLIS
State	IN
Zip	46240-2994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY POINT SECTION 5BLDG 38 LOT 1 APPROX 2,412 SQ FT
Legal Subdivision	SANDY POINT SECTION 5BLDG 38
Legal Lot Number	1
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2003
Census Tract	320301

Owner

8048 River Bay Dr E is owned and occupied by an individual who bought it in December 2025.

Source: Marion County records, as of April 16, 2026

Owner of Record	Individual Name on File
Mailing Address	8048 RIVER BAY DR E, INDIANAPOLIS, IN 46240-2994
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 31, 2025	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF INDIANAPOLIS
Dec 31, 2025	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF INDIANAPOLIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Deed Document Number	2025111733
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Recording Date	Apr 3, 2026
Property Address	8048 RIVER BAY DR E, INDIANAPOLIS, IN 46240-2994
Document Number	0000027537
Instrument Date	Mar 30, 2026
Instrument	202627537
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8048 RIVER BAY DR E, INDIANAPOLIS, IN 46240-2994

Mortgage

Document Number	0000027537,
Date	Apr 3, 2026
Instrument	202627537

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Dec 31, 2025
Property Address	8048 RIVER BAY DR E, INDIANAPOLIS, IN 46240-2994
Document Number	0000111733
Map Reference	IN 87-84500
Instrument Date	Oct 9, 2025
Instrument	A202500111733
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8048 RIVER BAY DR E, INDIANAPOLIS, IN 46240-2994

Mortgage

Document Number	0000111734
Date	Dec 31, 2025
Instrument	A202500111734

Lender

Name	NATIONAL BANK OF INDIANAPOLIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Max Rate At Change	11.5%
Index	Other
Margin	30

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Dec 31, 2025
Property Address	8048 RIVER BAY DR E, INDIANAPOLIS, IN 46240-2994
Document Number	0000111733
Map Reference	IN 87-84500
Instrument Date	Oct 9, 2025
Instrument	A202500111733
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8048 RIVER BAY DR E, INDIANAPOLIS, IN 46240-2994

Mortgage

Document Number	0000111734
Date	Dec 31, 2025
Instrument	A202500111734

Lender

Name	NATIONAL BANK OF INDIANAPOLIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Index	Other
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Washington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$345,700 (+3.13%) Land $89,500 Building $256,200	$345,700 (+3.13%) Land $89,500 Building $256,200
2024	$4,491.00 (+8.58%) Homeowner's exemption	$335,200 (+3.33%) Land $89,600 Building $245,600	$335,200 (+3.33%) Land $89,600 Building $245,600
2023	$4,136.00 (-12.32%) Homeowner's exemption	$324,400 (-2.08%) Land $89,500 Building $234,900	$324,400 (-2.08%) Land $89,500 Building $234,900
2022	$4,717.00 (+18.01%) Homeowner's exemption	$331,300 Land $31,800 Building $299,500	$331,300 Land $31,800 Building $299,500
2021	$3,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8048 River Bay Dr E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	24 (1980–2017)
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 4 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8048 River Bay Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet, Verizon.

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