8047 Windward Key Dr, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8047 Windward Key Dr, Chesapeake Beach, MD 20732

Property Summary

Property Type	Townhouse
Details	4.5 ba · 2,200 sqft · built 2002
Lot Size	0.044 acres (1,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$782,000 (Sep 2026)
Tax Bill	$6,742 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-125831`

Property Details

APN / Parcel Number

Primary APN	`03-125831`
Alternative APNs	`3125831` `125831`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,200 sqft Total Area
Basement Area	432 sqft
Finished Basement	432 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,916 sqft (0.044 acres)
View / Lot	Waterfront
Garage Type	Basement
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	125831
Street Address	8047 WINDWARD KEY DR
City	CHESAPEAKE BEACH
State	MD
Zip	20732-5108
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MCR
Legal Description	LT 27R PLAT 1 WINDWARD KEY
Legal Subdivision	PLAT ONE WINDWARD KEY
Legal Lot Number	27R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2000
Census Tract	860403

Owner

Source: Calvert County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8047 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-5108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2026 · Amount on Record
Deed Sale	Sep 29, 2026 · Amount on Record
Prior Sale	Sep 11, 2013 · Amount on Record
Deed Document Number	2026
Deed Book / Page	6975 / 328
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 29, 2026
Property Address	8047 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-5108
Document Number	6975000328
Book / Page	6975 / 328
Instrument Date	Aug 19, 2026
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$789,820.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8047 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-5108

Mortgage

Document Number	6975000336,
Date	Sep 29, 2026
Book Page	6975/336

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$661,500 (+4.62%)	$719,900 (+13.85%) Land $300,000 Building $419,900
2025	$6,742.00 (+15.35%)	$632,300 (+8.24%) Land $300,000 Building $332,300	$632,300 (-) Land $300,000 Building $332,300
2023	$5,845.00	$584,167	$632,300 Land $300,000 Building $332,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20