8046 Pagoda Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 8046 Pagoda Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 1987
Lot Size	0.33 acres (14,364 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Aug 2019)
Tax Bill	$2,254 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R14-223-17-1765-0000-0970`

Property Details

APN / Parcel Number

Primary APN	`R14-223-17-1765-0000-0970`
Alternative APNs	`01031154` `1031154`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	2,942 sqft
1st Floor Area	1,734 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,364 sqft (0.33 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	1,669 sqft
Deck Area	210 sqft
Patio Area	538 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01031154
Street Address	8046 PAGODA DR
City	SPRING HILL
State	FL
Zip	34606-6813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST OAKS UNIT ONE LOT 97
Legal Range	17E
Legal Township	23S
Legal Section	14
Legal Subdivision	FOREST OAKS UNIT 1
Legal Lot Number	97
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1015
Census Tract	41203

Owner

8046 Pagoda Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Hernando County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8046 PAGODA DR, SPRING HILL, FL 34606-6813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 2, 2022	Intrafamily Transfer, Transfer
Nov 25, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Mar 25, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Aug 1, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Mar 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Deed Document Number	201947983
Deed Book / Page	3734 / 1865
Prior Transfer Date	Mar 5, 2019
Prior Transfer Doc	0036781551
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8046 PAGODA DR, SPRING HILL, FL 34606-6813
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8046 PAGODA DR, SPRING HILL, FL 34606-6813

Mortgage

Document Number	0044150198
Date	Apr 26, 2024
Book Page	4415/198
Instrument	2024023636

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	252 Months
Due	Apr 9, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Aug 2, 2022
Property Address	8046 PAGODA DR, SPRING HILL, FL 34606-6813
Document Number	0042031871
Book / Page	4203 / 1871
Map Reference	MB 19 PG 10
Instrument Date	Aug 2, 2022
Instrument	2022058918
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8046 PAGODA DR, 8046, SPRING HILL, FL 34606-6813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 RHODE ISLAND AVE N APT 101, 101, GOLDEN VALLEY, MN 55427-3570

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8046 PAGODA DR, SPRING HILL, FL 34606-6813
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8046 PAGODA DR, SPRING HILL, FL 34606-6813

Mortgage

Document Number	0039171224
Date	Nov 25, 2020
Book Page	3917/1224
Instrument	2020074354

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8046 PAGODA DR, SPRING HILL, FL 34606-6813
Document Number	0038301099
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8046 PAGODA DR SPRING HILL FL 346066813, SPRING HILL, FL 34606-6813

Mortgage

Document Number	0038301099
Date	Apr 16, 2020
Book Page	003830/001099
Instrument	24084

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 1, 2019
Property Address	8046 PAGODA DR, SPRING HILL, FL 34606-6813
Document Number	0037341865
Book / Page	3734 / 1865
Map Reference	MB 19 PG 10
Instrument Date	Jul 31, 2019
Instrument	2019047983
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 OSBORNE TER, 3, TOWACO, NJ 07082-1109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8046 PAGODA DR, SPRING HILL, FL 34606-6813

Mortgage

Document Number	0037341867
Date	Aug 1, 2019
Instrument	3734/1867

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 11, 2019
Property Address	8046 PAGODA DR, SPRING HILL, FL 34606-6813
Document Number	0036781551
Book / Page	003678 / 001551
Instrument Date	Mar 5, 2019
Instrument	14592
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3 OSBORNE TER TOWACO NJ 070821109, TOWACO, NJ 07082-1109

Tax Assessment & Valuation

The 2025 property tax bill for 8046 Pagoda Dr was $2,254 with exemptions applied.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,254.00 Homeowner's exemption Senior Citizen's exemption	$173,110	$267,262 Land $35,048 Building $232,214
2023		$163,331 Land $163,331
2022	$1,447.00		$273,684 Land $35,048 Building $238,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8046 Pagoda Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8046 Pagoda Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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