Pinellas County property record for 8045 Somerset Dr, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,772 sqft · built 1989 |
| Lot Size | 0.164 acres (7,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Aug 2017) |
| Tax Bill | $3,632 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-2703-7 |
| Primary APN | C62-000-750-2703-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,772 sqft Living Area |
| Gross Area | 2,526 sqft |
| 1st Floor Area | 1,772 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,148 sqft (0.164 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 234 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R132301 |
|---|---|
| Street Address | 8045 SOMERSET DR |
| City | LARGO |
| State | FL |
| Zip | 33773-2927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SOMERSET LAKES UNIT FOUR LOT 11 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 12 |
| Legal Subdivision | SOMERSET LAKES UNIT FOUR |
| Legal Tract | 83917 |
| Legal Lot Number | 11 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 25011 |
8045 Somerset Dr is owned and occupied by an individual who bought it in August 2017.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8045 SOMERSET DR, LARGO, FL 33773-2927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jun 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 28, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2017 · Amount on File |
| Deed Sale | Aug 28, 2017 · Amount on File |
| Prior Sale | Nov 29, 2012 · Amount on File |
| Deed Document Number | 2017267205 |
| Deed Book / Page | 19755 / 395 |
| Prior Transfer Date | Aug 21, 2017 |
| Prior Transfer Doc | 0197550395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 8045 SOMERSET DR, LARGO, FL 33773-2927 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8045 SOMERSET DR, SAINT PETERSBURG, FL 33733 |
| Document Number | 0233011997 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 23301/1997 |
| Instrument | 2025270377 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 8045 SOMERSET DR, LARGO, FL 33773-2927 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8045 SOMERSET DR, LARGO, FL 33773-2927 |
| Document Number | 0224671666 |
|---|---|
| Date | Jun 8, 2023 |
| Book Page | 22467/1666 |
| Instrument | 2023149841 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 8045 SOMERSET DR, LARGO, FL 33773-2927 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220951331 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 22095/1331 |
| Instrument | 2022181445 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 28, 2017 |
| Property Address | 8045 SOMERSET DR, LARGO, FL 33773-2927 |
| Document Number | 0197550395 |
| Book / Page | 019755 / 000395 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 267205 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2017 |
| Title Company | MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8045 SOMERSET DR LARGO FL 337732927, LARGO, FL 33773-2927 |
| Document Number | 197550397 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 019755/000397 |
| Instrument | 267206 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2047 |
The 2025 property tax bill for 8045 Somerset Dr was $3,632 with a homeowner's exemption, up 7.2% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,632.00 (+7.17%) Homeowner's exemption | $234,822 | $418,867 Land $122,177 Building $296,690 |
| 2024 | $3,389.00 (+1.68%) | ||
| 2023 | $3,333.00 (+2.78%) Homeowner's exemption | $221,557 (+3%) | $405,644 (+17.52%) Land $171,474 Building $234,170 |
| 2022 | $3,243.00 Homeowner's exemption | $215,104 | $345,183 Land $161,644 Building $183,539 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8045 Somerset Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 8 (1979–2024) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 8045 Somerset Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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