8045 Ray State Line Rd, Kinsman, OH 44428 Property Records

Trumbull County property record for 8045 Ray State Line Rd, Kinsman, OH 44428

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,248 sqft · built 1994
Lot Size2.07 acres (90,169 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Apr 2022)
Tax Bill$3,086 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jun 2023 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-101544

Property Details

APN / Parcel Number

Primary APN09-101544

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area2,496 sqft
Basement Area1,248 sqft
Unfinished Basement1,248 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area90,169 sqft (2.07 acres)
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area350 sqft
Patio Area350 sqft
Shed1 Shed
Canopy360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
SewerSeptic
Water SourceWell

Location & Zoning

Street Address8045 RAY STATE LINE RD
CityKINSMAN
StateOH
Zip44428-9515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25 7 300F 2.066A PT RAY ST LINE RD
Legal SubdivisionKINSMAN TOWNSHIP
JurisdictionTRUMBULL OH
Township / Civil DivisionKINSMAN
Census Block Group3
Census Block3004
Census Tract930101

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8045 RAY STATE LINE RD, KINSMAN, OH 44428-9515
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2026Deed of Trust, Mortgage · Line of Credit
GREENVILLE SAVINGS BANK
Jun 21, 2023Deed of Trust, Mortgage · Construction Mortgage
GREENVILLE SAVINGS BANK
Jul 6, 2022Deed of Trust, Mortgage · Construction Mortgage
GREENVILLE SAVINGS BANK
Apr 11, 2022Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2022 · Amount on Record
Deed SaleApr 11, 2022 · Amount on Record
Prior SaleJan 1, 1990
Deed Document Number20227383
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address8045 RAY STATE LINE RD, KINSMAN, OH 44428-9515
Transaction TypeMortgage
Record UpdatedFeb 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address8045 RAY STATE LINE RD, KINSMAN, OH 44428-9515

Mortgage

Document Number0000001717
DateFeb 2, 2026
Instrument202602020001717
Lender
NameGREENVILLE SAVINGS BANK
TypeBank
Address233 MAIN ST, GREENVILLE, PA 16125
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueFeb 5, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address8045 RAY STATE LINE RD, KINSMAN, OH 44428-9515
Transaction TypeMortgage
Record UpdatedJul 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8045 RAY STATE LINE RD, KINSMAN, OH 44428-9515

Mortgage

Document Number0000009690
DateJun 21, 2023
Instrument202306210009690
Lender
NameGREENVILLE SAVINGS BANK
TypeBank
AddressGREENVILLE, PA 16125
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term120 Months
DueJun 25, 2033

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address8045 RAY STATE LINE RD, KINSMAN, OH 44428-9515
Transaction TypeMortgage
Record UpdatedSep 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8045 RAY STATE LINE RD, KINSMAN, OH 44428-9515

Mortgage

Document Number0000013795
DateJul 6, 2022
Instrument202207060013795
Lender
NameGREENVILLE SAVINGS BANK
TypeBank
AddressGREENVILLE, PA 16125
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term179 Months
DueJun 15, 2037

April 2022: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionTRUMBULL OH
Recording DateApr 11, 2022
Property Address8045 RAY STATE LINE RD, KINSMAN, OH 44428-9515
Document Number0000007383
Instrument DateApr 7, 2022
Instrument202204110007383
Transaction TypeTransfer
Record UpdatedJun 3, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address8045 RAY STATE LINE RD, KINSMAN, OH 44428-9515

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionKinsman Township
Unified School DistrictJoseph Badger Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,086.00$66,680 (-) Land $4,270 Building $62,410
2024$3,086.00 (+25.19%)$66,680 (+26.34%) Land $4,270 Building $62,410
2023$2,465.00 (+40.78%)$52,780 (+22.4%) Land $4,270 Building $48,510$190,500 (+54.63%) Land $12,200 Building $178,300
2022$1,751.00 Homeowner's exemption$43,120 Land $3,850 Building $39,270
2020$123,200 Land $11,000 Building $112,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3

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