8045 Gray Cir, Arvada, CO 80003 Property Records

Jefferson County property record for 8045 Gray Cir, Arvada, CO 80003

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,528 sqft · built 1995
Lot Size	0.222 acres (9,670 sqft)
Owner	Trust Name on File
Last Sale	$802,500 (Jan 2025)
Tax Bill	$4,614 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-254-17-013`

Property Details

APN / Parcel Number

Primary APN	`29-254-17-013`
Alternative APNs	`300412995` `412995`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,528 sqft Living Area
Gross Area	3,932 sqft
1st Floor Area	1,306 sqft
2nd Floor Area	1,222 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2024
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	9,670 sqft (0.222 acres)
Garage Type	Attached
Garage Area	574 sqft
Porch	Covered Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300412995
Street Address	8045 GRAY CIR
City	ARVADA
State	CO
Zip	80003-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 25 TOWNSHIP 02 RANGE 69 QTR SE SUBDIVISIONCD 040300 SUBDIVISIONNAME ARBOR ESTATES FLG NO 1 BLOCK LOT 0076 SIZE: 9656 TRACT VALUE: .222
Legal Range	69W
Legal Township	02S
Legal Section	25
Legal Subdivision	ARBOR ESTATES FLG NO 1
Legal Lot Number	76
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1013
Census Tract	9832

Owner

8045 Gray Cir is owner-occupied and held in a trust since January 2025.

Source: Jefferson County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	8045 GRAY CIR, ARVADA, CO 80003-1861
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN LAW ENFORCEMENT FCU
Aug 16, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Mar 1, 2018	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Oct 6, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 1, 2017	Loan Modification, Mortgage · Conventional Mortgage SOUTHWEST GUARANTY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2025 · Amount on File
Deed Sale	Jan 28, 2025 · Amount on File
Prior Sale	Nov 4, 2024 · Amount on File
Deed Document Number	20254643
Prior Transfer Date	Oct 6, 2017
Prior Transfer Doc	0000103396
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	8045 GRAY CIR, ARVADA, CO 80003-1861
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8045 GRAY CIR, ARVADA, CO 80003-1861

Mortgage

Document Number	0000015580
Date	Mar 11, 2026
Instrument	2026015580

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	ALLEN, TX 75013

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	8045 GRAY CIR, ARVADA, CO 80003-1861
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163718
Date	Nov 22, 2021
Instrument	2021163718

Lender

Name	ROCKY MOUNTAIN LAW ENFORCEMENT FCU
Type	Credit Union
Address	LITTLETON, CO 80126

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	8045 GRAY CIR, ARVADA, CO 80003-1861
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8045 GRAY CIR, ARVADA, CO 80003-1861

Mortgage

Document Number	0000121107
Date	Aug 16, 2021
Instrument	2021121107

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	NOVI, MI 48375

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	8045 GRAY CIR, ARVADA, CO 80003-1861
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019076
Date	Mar 1, 2018
Instrument	2018019076

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON CO
Recording Date	Oct 6, 2017
Property Address	8045 GRAY CIR, ARVADA, CO 80003-1861
Document Number	0000103396
Instrument Date	Oct 6, 2017
Instrument	103396
Transaction Type	Transfer
Record Updated	Nov 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8045 GRAY CIR ARVADA CO 800031861, ARVADA, CO 80003-1861

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON CO
Property Address	8045 GRAY CIR, ARVADA, CO 80003-1861
Document Number	0000121881
Instrument Date	Oct 1, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8045 GRAY CIR ARVADA CO 800031861, ARVADA, CO 80003-1861

Mortgage

Document Number	0000121881
Date	Nov 28, 2017
Instrument	121881

Lender

Name	SOUTHWEST GUARANTY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 27, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 8045 Gray Cir was $4,614, up 12.4% from the year before.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Arvada City
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,614.00 (+12.43%)	$44,747 (+5.61%) Land $13,484 Building $31,263	$715,952 (+4.15%) Land $215,745 Building $500,207
2024	$4,104.00 (-0.12%)	$42,372 (-) Land $13,827 Building $28,545	$687,421 (-) Land $206,369 Building $481,052
2023	$4,109.00	$42,372 Land $13,827 Building $28,545	$687,421 Land $206,369 Building $481,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8045 Gray Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8045 Gray Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARVADA serves 171,610 people · EPA ID CO0130001
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Aerux Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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