8045 Gilardi Rd, Newcastle, CA 95658 Property Records

Placer County property record for 8045 Gilardi Rd, Newcastle, CA 95658

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,211 sqft · built 1940
Lot Size	0.427 acres (18,602 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Aug 2018)
Tax Bill	$7,060 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`032-251-002-000`

Property Details

APN / Parcel Number

Primary APN	`032-251-002-000`
Alternative APN	`032-251-002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,211 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1958
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	18,602 sqft (0.427 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	032-251-002
Street Address	8045 GILARDI RD
City	NEWCASTLE
State	CA
Zip	95658-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAB100
Legal Description	FR SEC 36 12 7
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2018
Census Tract	20501

Owner

8045 Gilardi Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8045 GILARDI RD, NEWCASTLE, CA 95658-9775
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHEVRON FCU
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 24, 2018	Grant Deed, Transfer · ARM CHEVRON FCU
Aug 24, 2018	Quit Claim Deed, Transfer STEWART TITLE
Jun 30, 2016	Deed of Trust, Mortgage · Conventional Mortgage MILO BABIC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Prior Sale	Jun 23, 2016 · Amount on File
Deed Document Number	201861757
Prior Transfer Date	Nov 26, 1997
Prior Transfer Doc	0000077402
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8045 GILARDI RD, NEWCASTLE, CA 95658-9775
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087378
Date	Nov 4, 2019
Instrument	2019-0087378

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	OAKLAND, CA 94607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8045 GILARDI RD, NEWCASTLE, CA 95658-9775
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084450
Date	Aug 11, 2020
Instrument	2020-0084450

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8045 GILARDI RD, NEWCASTLE, CA 95658-9775
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8045 GILARDI RD, NEWCASTLE, CA 95658-9775

Mortgage

Document Number	0000110657
Date	Sep 1, 2021
Instrument	2021-0110657

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 24, 2018
Property Address	8045 GILARDI RD, NEWCASTLE, CA 95658-9775
Document Number	0000061757
Instrument Date	Aug 22, 2018
Instrument	2018-0061757
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE OF PLACER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8045 GILARDI RD, NEWCASTLE, CA 95658-9775

Mortgage

Document Number	0000061758
Date	Aug 24, 2018
Instrument	2018-0061758

Lender

Name	CHEVRON FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Aug 24, 2018
Property Address	8045 GILARDI RD, NEWCASTLE, CA 95658-9775
Document Number	0000061754
Instrument Date	Aug 13, 2018
Instrument	61754
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2685 ESTATES DR APTOS CA 950033206, APTOS, CA 95003-3206

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8045 GILARDI RD, NEWCASTLE, CA 95658-9775
Document Number	0000003950
Instrument Date	Jun 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 27, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9355 HORSESHOE BAR RD LOOMIS CA 956509723, LOOMIS, CA 95650-9723

Mortgage

Document Number	0000003950
Date	Jan 19, 2017
Instrument	3950

Lender

Name	MILO BABIC
Address	2685 ESTATES DR, APTOS, CA 95003-3206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8045 Gilardi Rd was $7,060 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$665,623 (+2%) Land $193,427 Building $472,196
2025	$7,060.00 Homeowner's exemption	$652,573 Land $189,635 Building $462,938
2023	$6,960.00 (+0.99%) Homeowner's exemption	$627,234 Land $182,272 Building $444,962
2022	$6,892.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8045 Gilardi Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8045 Gilardi Rd is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Zeta Broadband.

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