8044 Stirrup Cay Ct, Boynton Beach, FL 33436 Property Records

Palm Beach County property record for 8044 Stirrup Cay Ct, Boynton Beach, FL 33436

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,543 sqft · built 1996
Lot Size	0.11 acres (4,805 sqft)
Owner	Individual Name on File
Tax Bill	$4,634 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-42-45-13-14-000-0440`

Property Details

APN / Parcel Number

Primary APN	`08-42-45-13-14-000-0440`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,543 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	1,543 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	4,805 sqft (0.11 acres)
Garage Type	Attached
Garage Area	377 sqft
Porch	Finished/Open Porch
Porch Area	30 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8044 STIRRUP CAY CT
City	BOYNTON BEACH
State	FL
Zip	33436-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NAUTICA PL 1 LT 44
Legal Range	42E
Legal Township	45S
Legal Section	13
Legal Subdivision	NAUTICA PL 1
Legal Lot Number	44
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2000
Census Tract	5811

Owner

Source: Palm Beach County assessment roll, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8044 STIRRUP CAY CT, BOYNTON BEACH, FL 33436-1734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 3, 2020	Quit Claim Deed, Transfer · VA Mortgage MR COOPER
Jan 12, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 3, 2020
Deed Sale	Jun 3, 2020
Prior Sale	Feb 26, 2016 · Amount on Record
Deed Document Number	2020190199
Deed Book / Page	31468 / 194
Prior Transfer Date	May 22, 2020
Prior Transfer Doc	0314680194
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	8044 STIRRUP CAY CT, BOYNTON BEACH, FL 33436-1734
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8044 STIRRUP CAY CT, BOYNTON BEACH, FL 33436-1734

Mortgage

Document Number	0361521372
Date	Nov 24, 2025
Book Page	36152/1372
Instrument	20250416651

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 3, 2020
Property Address	8044 STIRRUP CAY CT, BOYNTON BEACH, FL 33436-1734
Document Number	0314680194
Book / Page	031468 / 000194
Instrument Date	May 22, 2020
Instrument	190199
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8044 STIRRUP CAY CT BOYNTON BEACH FL 334361734, BOYNTON BEACH, FL 33436-1734

Mortgage

Document Number	314680197
Date	Jun 3, 2020
Book Page	031468/000197
Instrument	190200

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	8044 STIRRUP CAY CT, BOYNTON BEACH, FL 33436-1734
Document Number	0303701481
Instrument Date	Jan 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8044 STIRRUP CAY CT BOYNTON BEACH FL 334361734, BOYNTON BEACH, FL 33436-1734

Mortgage

Document Number	0303701481
Date	Jan 18, 2019
Book Page	030370/001481
Instrument	20814

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boynton Beach City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,634.00 (+3.35%) Homeowner's exemption	$258,676 (+5.99%)	$377,995 (+1.39%) Land $164,528 Building $213,467
2024	$4,484.00 (+3.15%)
2023	$4,347.00 (-0.46%) Homeowner's exemption Widower's exemption	$244,064 (+3%)	$372,797 (+16.02%) Land $143,000 Building $229,797
2022	$4,367.00 Homeowner's exemption Widower's exemption	$236,955	$321,311 Land $151,323 Building $169,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	5 (1982–2012)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2012 · Hurricane Isaac
Claims by Event	Hurricane Isaac, Aug 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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