8043 Toby St, Sacramento, CA 95828 Property Records

Sacramento County property record for 8043 Toby St, Sacramento, CA 95828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,826 sqft · built 2018
Lot Size	0.143 acres (6,216 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (Apr 2019)
Tax Bill	$4,981 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`115-1810-050-0000`

Property Details

APN / Parcel Number

Primary APN	`115-1810-050-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,826 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,216 sqft (0.143 acres)
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8043 TOBY ST
City	SACRAMENTO
State	CA
Zip	95828-5489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CARLILE ESTATES, LOT 1, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	CARLILE ESTATES
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ELK GROVE
Census Block Group	1
Census Block	1024
Census Tract	9319

Owner

8043 Toby St is owned and occupied by an individual who bought it in April 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	8043 TOBY ST, SACRAMENTO, CA 95828-5489
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 9, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Apr 9, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on File
Deed Sale	Apr 9, 2019 · Amount on File
Deed Book / Page	20190409 / 1459
Prior Transfer Date	Mar 25, 2019
Prior Transfer Doc	4090000001457
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8043 TOBY ST, SACRAMENTO, CA 95828-5489
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8043 TOBY ST, SACRAMENTO, CA 95828-5489

Mortgage

Document Number	0000000273
Date	Sep 14, 2021
Instrument	2021091400273

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8043 TOBY ST, SACRAMENTO, CA 95828-5489
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8043 TOBY ST, SACRAMENTO, CA 95828-5489

Mortgage

Document Number	2021091400273
Date	Sep 14, 2021
Instrument	2021091400273

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 9, 2019
Property Address	8043 TOBY ST, SACRAMENTO, CA 95828-5489
Document Number	1904091457
Instrument Date	Mar 25, 2019
Instrument	1904091457
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8043 TOBY ST SACRAMENTO CA 958285489, SACRAMENTO, CA 95828-5489

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 9, 2019
Property Address	8043 TOBY ST, SACRAMENTO, CA 95828-5489
Document Number	1904091459
Instrument Date	Mar 15, 2019
Instrument	1904091459
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 23, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8043 TOBY ST SACRAMENTO CA 958285489, SACRAMENTO, CA 95828-5489

Mortgage

Document Number	1904091460
Date	Apr 9, 2019
Instrument	1904091460

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8043 Toby St was $4,981, up 1.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$448,129 (+2%) Land $91,022 Building $357,107
2025	$4,981.00 (+1.63%)	$439,343 Land $89,238 Building $350,105
2024	$4,901.00 (+2.49%)
2023	$4,782.00 (+1.7%)	$422,285 Land $85,774 Building $336,511
2022	$4,702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8043 Toby St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8043 Toby St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - PARKWAY private · serves 50,646 people · EPA ID CA3410017
Water Source	Purchased surface water from CITY OF SACRAMENTO MAIN
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20

May also be available: GeoLinks.

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