8043 River Rd, Rome, NY 13440 Property Records

Oneida County and Floyd Town property record for 8043 River Rd, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 3,312 sqft · built 1974
Lot Size	1.55 acres (67,518 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Feb 2021)
Tax Bill	$5,517 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303600 260.000-1-20`

Property Details

APN / Parcel Number

Primary APN	`303600 260.000-1-20`
Alternative APNs	`360026000000010200000000` `009430`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	3,312 sqft Living Area
1st Floor Area	1,656 sqft
2nd Floor Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	67,518 sqft (1.55 acres)
Garage Type	Detached
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	009430
Street Address	8043 RIVER RD
City	ROME
State	NY
Zip	13440-6931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	ONEIDA NY
Township / Civil Division	FLOYD
Census Block Group	2
Census Block	2030
Census Tract	23702

Owner

Source: Oneida County and Floyd Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8043 RIVER RD, ROME, NY 13440-6931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit AMERICU CU
Feb 26, 2021	Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT
Jul 30, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	20213413
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	8043 RIVER RD, ROME, NY 13440-6931
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016083
Date	Oct 7, 2022
Instrument	2022-016083

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA NY
Recording Date	Feb 26, 2021
Property Address	8043 RIVER RD, ROME, NY 13440-6931
Document Number	0000003413
Instrument Date	Feb 22, 2021
Instrument	2021-003413
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 HERKIMER RD, UTICA, NY 13502-2609

Mortgage

Document Number	0000003414
Date	Feb 26, 2021
Instrument	2021-003414

Lender

Name	FARM CREDIT

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONEIDA NY
Recording Date	Jul 30, 2020
Property Address	8043 RIVER RD, ROME, NY 13440-6931
Document Number	0000009475
Instrument Date	Jun 17, 2020
Instrument	9475
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6581 BENTON RD MARCY NY 134033141, MARCY, NY 13403-3141

Tax Assessment & Valuation

Source: Oneida County and Floyd Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Floyd Town
Unified School District	Oriskany Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,517.00 (+0.69%)
2025	$5,479.00 (+184.03%)	$131,000 (-) Land $22,600 Building $108,400	$256,863 (+11.76%) Land $44,314 Building $212,549
2023		$131,000 (-) Land $22,600 Building $108,400	$229,825 (+19.3%) Land $39,649 Building $190,176
2022	$1,929.00	$131,000 Land $22,600 Building $108,400	$192,647 Land $33,235 Building $159,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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