8043 Regency Elm Dr, Charleston, SC 29406 Property Records

Charleston County property record for 8043 Regency Elm Dr, Charleston, SC 29406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,723 sqft · built 2013
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Feb 2024)
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`485-07-00-298`

Property Details

APN / Parcel Number

Primary APN	`485-07-00-298`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,723 sqft Living Area
1st Floor Area	940 sqft
Upper Floors Area	783 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	8043 REGENCY ELM DR
City	CHARLESTON
State	SC
Zip	29406-8937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L13 MAPPLATP 0108 SUBDIVISIONNAME BAKER PLANTATION PHASE 3 BLOCK LOT 160 GOVLOT TRACT
Legal Subdivision	BAKER PLANTATION PHASE
Legal Phase	3
Legal Lot Number	160
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	2
Census Block	2019
Census Tract	3116

Owner

8043 Regency Elm Dr is owned and occupied by two individuals who bought it in February 2024.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8043 REGENCY ELM DR, CHARLESTON, SC 29406-8937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jun 26, 2020	Quit Claim Deed, Transfer REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on File
Deed Sale	Feb 20, 2024 · Amount on File
Prior Sale	Oct 30, 2013 · Amount on File
Deed Book / Page	1229 / 125
Prior Transfer Date	Jun 15, 2020
Prior Transfer Doc	0893/0512
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 20, 2024
Property Address	8043 REGENCY ELM DR, CHARLESTON, SC 29406-8937
Document Number	0012290125
Book / Page	1229 / 125
Map Reference	MB L13 PG 207-209
Instrument Date	Feb 14, 2024
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8043 REGENCY ELM DR, NORTH CHARLESTON, SC 29406-8937

Mortgage

Document Number	0001229126
Date	Feb 20, 2024
Instrument	1229/126

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 26, 2020
Property Address	8043 REGENCY ELM DR, CHARLESTON, SC 29406-8937
Document Number	0893/0512
Book / Page	000893 / 000512
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Jul 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8043 REGENCY ELM DR NORTH CHARLESTON SC 294068937, NORTH CHARLESTON, SC 29406-8937

Mortgage

Document Number	893/0513
Date	Jun 26, 2020
Book Page	000893/000513

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8043 Regency Elm Dr was $2,091, up 65.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	North Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,091.00 (+65.69%)	$370,000 (+4,577.62%) Land $75,000 Building $295,000	$370,000 Land $75,000 Building $295,000
2024	$1,262.00	$7,910
2022	$1,203.00	$7,910	$230,400 Land $45,500 Building $184,900
2020			$230,400 Land $45,500 Building $184,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8043 Regency Elm Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8043 Regency Elm Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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