8041 Westgate Ln, Severn, MD 21144 Property Records

Anne Arundel County property record for 8041 Westgate Ln, Severn, MD 21144

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,912 sqft · built 2001
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on Record
Last Sale$255,490 (Sep 2001)
Tax Bill$3,741 (2025)
Deeds & MortgagesMar 2024 Second Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-930-90101431

Property Details

APN / Parcel Number

Primary APN04-930-90101431
Alternative APNs
  • 493090101431
  • 93090101431

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,912 sqft Living Area
Gross Area2,312 sqft
1st Floor Area976 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.152 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number93090101431
Street Address8041 WESTGATE LN
CitySEVERN
StateMD
Zip21144-4402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 23 WESLEY WOODS
Legal SubdivisionWESLEY WOODS
Legal Block2
Legal Lot Number23
JurisdictionANNE ARUNDEL MD
Township / Civil Division1
Census Block Group2
Census Block2003
Census Tract740104

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8041 WESTGATE LN, SEVERN, MD 21144-4402
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
WATERSTONE MORTGAGE CORP
Feb 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HOME LOANS INC
Feb 15, 2017Deed of Trust, Mortgage · FHA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2001 · Amount on Record
Deed SaleSep 28, 2001 · Amount on Record
Prior SaleJun 14, 2001 · Amount on Record
Deed Document Number20014335
Deed Book / Page10791 / 491
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address8041 WESTGATE LN, SEVERN, MD 21144-4402
Transaction TypeMortgage
Record UpdatedApr 8, 2024
Title CompanyFIRST NATIONAL TITLE LLC, FIRST NATIONAL T&E

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0403170300
DateMar 25, 2024
Book Page40317/300
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2039

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address8041 WESTGATE LN, SEVERN, MD 21144-4402
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0384130256
DateFeb 28, 2022
Book Page38413/256
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2037

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address8041 WESTGATE LN, SEVERN, MD 21144-4402
Document Number0306790176
Book / Page030679 / 000176
Instrument DateFeb 15, 2017
Transaction TypeMortgage
Record UpdatedJun 2, 2017
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8041 WESTGATE LN SEVERN MD 211444402, SEVERN, MD 21144-4402

Mortgage

Document Number0306790176
DateFeb 28, 2017
Book Page030679/000176
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 27, 2032

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$457,433 (+17.21%)$485,100 (+9.36%) Land $180,800 Building $304,300
2025$3,741.00 (+22.29%)
2023$3,059.00 Homeowner's exemption$390,267$443,600 Land $165,800 Building $277,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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