8041 McCarty Rd, Owensboro, KY 42301 Property Records

Daviess County property record for 8041 McCarty Rd, Owensboro, KY 42301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 2006
Lot Size	2.3 acres (100,536 sqft)
Owner	Trust Name on File
Last Sale	$310,000 (Jun 2022)
Tax Bill	$2,705 (2025)
Deeds & Mortgages	Feb 2008 Mortgage May 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-00-00-040-02-000`

Property Details

APN / Parcel Number

Primary APN	`003-00-00-040-02-000`
Alternative APN	`2247623`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	1,280 sqft
Basement Area	1,280 sqft
Finished Basement	1,280 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	100,536 sqft (2.3 acres)
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	8041 MCCARTY RD
City	OWENSBORO
State	KY
Zip	42301-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8041 MCCARTY RD
Legal Subdivision	STEVE CALHOUN
Jurisdiction	DAVIESS KY
Township / Civil Division	UTICA-STANLEY
Census Block Group	2
Census Block	2023
Census Tract	1800

Owner

8041 McCarty Rd is owner-occupied and held in a trust since June 2022.

Source: Daviess County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	8041 MCCARTY RD, OWENSBORO, KY 42301-9707
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2008	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK
May 17, 2006	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY MORTGAGE
Feb 29, 2008	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Feb 7, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on File
Deed Sale	Jun 27, 2022 · Amount on File
Prior Sale	Oct 30, 2020 · Amount on File
Prior Transfer Date	Jun 16, 2022
Record Updated	Oct 29, 2026

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	8041 MCCARTY RD, OWENSBORO, KY 42301-9707
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001625/765
Date	Feb 27, 2008
Book Page	1625/765
Instrument	2008-00003070

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	SEBREE, KY 42455

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	294 Months
Due	Aug 4, 2032

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	8041 MCCARTY RD, OWENSBORO, KY 42301-9707
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001505/494
Date	May 17, 2006
Book Page	1505/494
Instrument	0008569

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	367 Months
Due	Dec 1, 2036

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	8041 MCCARTY RD, OWENSBORO, KY 42301-9707
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001626/348
Date	Feb 29, 2008
Book Page	1626/348
Instrument	2008-00003196

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Address	SEBREE, KY 42455

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Feb 28, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIESS KY
Recording Date	Feb 7, 2006
Property Address	8041 MCCARTY RD, OWENSBORO, KY 42301-9707
Document Number	000812/092
Book / Page	0812 / 092
Instrument Date	Feb 6, 2006
Instrument	00002398
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Tax	$4.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10973 SMOCK RD, OWENSBORO, KY 42301-9535

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10973 SMOCK RD, OWENSBORO, KY 42301-9535
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 8041 McCarty Rd was $2,705.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,500 (-)	$262,500 (-)
2025	$2,705.00	$262,500 Land $30,000 Building $232,500	$262,500 Land $30,000 Building $232,500
2023		$262,500	$262,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8041 McCarty Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1997–2025)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8041 McCarty Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Watch TV Fixed Wireless	100 / 20

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