8040 W Pine St, Lowgap, NC 27024 Property Records

Surry County property record for 8040 W Pine St, Lowgap, NC 27024

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,056 sqft · built 1991
Lot Size	2.6 acres (113,256 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Nov 1993)
Tax Bill	$731 (2026)
Deeds & Mortgages	Jan 2025 Mortgage Nov 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4050-00-69-7463`

Property Details

APN / Parcel Number

Primary APN	`4050-00-69-7463`
Alternative APNs	`100131051` `42280590`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2008
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	113,256 sqft (2.6 acres)
Lot Width	299 ft Width
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100131051
Street Address	8040 W PINE ST
City	LOWGAP
State	NC
Zip	27024-7114
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	HWY 89
Legal Subdivision	WESTERN MOUNTAINS
Jurisdiction	SURRY NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2015
Census Tract	930803

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8040 W PINE ST, LOWGAP, NC 27024-7114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2025	Deed of Trust, Mortgage ALLEGACY FEDERAL CREDIT UNION
Nov 13, 2024	Affidavit, Transfer
Sep 25, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 1993 · Amount on Record
Deed Sale	Nov 1, 1993 · Amount on Record
Prior Sale	Oct 1, 1986 · Amount on Record
Deed Book / Page	546 / 795
Last Transfer Date	Sep 13, 2017
Transfer Doc	01608/0334
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	8040 W PINE ST, LOWGAP, NC 27024-7114
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001920/470
Date	Jan 22, 2025
Book Page	1920/470
Instrument	721616

Lender

Name	ALLEGACY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Jan 27, 2037

November 2024: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SURRY NC
Recording Date	Nov 13, 2024
Property Address	8040 W PINE ST, LOWGAP, NC 27024-7114
Document Number	001913/936
Book / Page	1913 / 936
Instrument Date	Nov 13, 2024
Instrument	719987
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SURRY NC
Recording Date	Sep 25, 2017
Property Address	8040 W PINE ST, LOWGAP, NC 27024-7114
Document Number	01608/0334
Book / Page	1608 / 0334
Instrument Date	Sep 13, 2017
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8040 W PINE ST, LOWGAP, NC 27024-7114

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$731.00 (-2.66%)	$98,540 (-14.98%) Land $15,000 Building $83,540	$98,540 (-14.98%) Land $15,000 Building $83,540
2025	$751.00 (+38.31%)	$115,900 (+17.62%) Land $15,000 Building $100,900	$115,900 (+17.62%) Land $15,000 Building $100,900
2023	$543.00	$98,540 Land $15,000 Building $83,540	$98,540 Land $15,000 Building $83,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

Cell Coverage

No cell data coverage reported

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