8040 Stephens Rd, Warren, MI 48089 Property Records

Macomb County property record for 8040 Stephens Rd, Warren, MI 48089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,408 sqft · built 2003
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Sep 2022)
Tax Bill	$3,064 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-27-301-007`

Property Details

APN / Parcel Number

Primary APN	`12-13-27-301-007`
Alternative APN	`1327301007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area
Gross Area	1 sqft
1st Floor Area	704 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	8040 STEPHENS RD
City	WARREN
State	MI
Zip	48089-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-P
Legal Description	CHAPP HIGHLAND SUB'N LOT 120 L.5 P.68
Legal Subdivision	CHAPP HIGHLAND SUBDIVISION
Legal Lot Number	120
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1002
Census Tract	263200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8040 STEPHENS RD, WARREN, MI 48089-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Sep 13, 2022	Warranty Deed, Transfer
Feb 8, 2018	Deed of Trust, Mortgage READYCAP LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Jul 21, 2009 · Amount on Record
Deed Document Number	2022107264
Deed Book / Page	28808 / 150
Prior Transfer Date	Sep 3, 2008
Prior Transfer Doc	0000103309
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	8040 STEPHENS RD, WARREN, MI 48089-1620
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21723 COLONY ST, SAINT CLAIR SHORES, MI 48080-2913

Mortgage

Document Number	2200106803
Date	Sep 12, 2022
Book Page	28805/720
Instrument	202200106803

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 13, 2022
Property Address	8040 STEPHENS RD, WARREN, MI 48089-1620
Document Number	2200107264
Book / Page	28808 / 150
Map Reference	LB 5 PG 68
Instrument Date	Sep 9, 2022
Instrument	202200107264
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount Recorded
Tax	$1,162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47422 ROCKWOOD DR, MACOMB, MI 48044-5413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8040 STEPHENS RD, WARREN, MI 48089-1620

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	8040 STEPHENS RD, WARREN, MI 48089-1620
Document Number	0000021923
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8040 STEPHENS RD WARREN MI 480891620, WARREN, MI 48089-1620

Mortgage

Document Number	0000021923
Date	Feb 28, 2018
Book Page	025235/000887
Instrument	21923

Lender

Name	READYCAP LNDG
Address	NEW PROVIDENCE, NJ 07974

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Feb 27, 2043

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Van Dyke Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,750 (+8%)	$137,500 (+8%)
2025	$3,064.00 (+39.21%) Homeowner's exemption	$63,660 (+19.75%)	$127,320 (+19.75%)
2023		$53,160	$106,320
2022	$2,201.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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