8040 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 8040 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,102 sqft · built 1927
Lot Size0.321 acres (14,000 sqft)
Owner2 Company Names on Record
Last Sale$285,000 (Apr 2016)
Tax Bill$3,132 (2025)
Deeds & MortgagesSep 2023 Transfer
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN40-23-25-205-003

Property Details

APN / Parcel Number

Primary APN40-23-25-205-003
Alternative APNs
  • 0096349-000000-8
  • 10004622554

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,102 sqft Living Area
Gross Area1,691 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1927
Architectural StyleOther
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypePier/Post & Beam
Roof MaterialShingle
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeDetached
Garage Area528 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area28 sqft
PorchPorch
Porch Area112 sqft
Patio Area248 sqft
Loading Dock60 sqft
Lawn SprinklersLawn Sprinklers
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004622554
Old Parcel Number00963490000008
Street Address8040 RIVERSIDE DR
CityPUNTA GORDA
StateFL
Zip33982-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF5
Legal DescriptionRIP 000 000G 0039 RIVERSIDE PARK BLK G LTS 37 38 39 40 73/171 91/495 659/2178 DC659/2176 676/1315 819/1528 FJ174
Legal Range23E
Legal Township40S
Legal Section25
Legal SubdivisionRIVERSIDE
Legal BlockG
Legal Lot Number37 38
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2002
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address8040 RIVERSIDE DR, PUNTA GORDA, FL 33982-1416
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleApr 1, 2016 · Amount on Record
Deed SaleApr 1, 2016 · Amount on Record
Prior SaleApr 1, 2016 · Amount on Record
Deed Document Number0040670657
Deed Book / Page4067 / 0657
Last Transfer DateSep 14, 2023
Transfer Doc0003315386
Record UpdatedJun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateSep 14, 2023
Property Address8040 RIVERSIDE DR, PUNTA GORDA, FL 33982-1416
Document Number0003315386
Map ReferenceMB 1 PG 94
Instrument DateSep 7, 2023
Instrument3315386
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8040 RIVERSIDE DR, PUNTA GORDA, FL 33982-1416

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address8040 RIVERSIDE DR, PUNTA GORDA, FL 33982-1416
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyFIDELITY NATIONAL TITLE-OR, FIDEILTY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name
Address10912 W BONNIWELL RD, MEQUON, WI 53097-1800

Mortgage

Document Number0047020454
DateFeb 2, 2021
Book Page4702/454
Instrument2899532
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address8040 RIVERSIDE DR, PUNTA GORDA, FL 33982-1416
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045120799
DateDec 5, 2019
Book Page4512/0799
Instrument2765780
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,132.00 (-22.26%) Homeowner's exemption$247,668 (+9.01%)$296,900 (+21.33%) Land $114,840 Building $182,060
2023$4,029.00 (+5.06%) Homeowner's exemption$227,202 (+3%)$244,708 (-17.6%) Land $114,840 Building $129,868
2022$3,835.00 Homeowner's exemption$220,584$296,986 Land $96,135 Building $200,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 151 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 units insured
incl. 16 condo units
Nearby Flood Claims257 (1982–2024)
Claims Outside the SFHA3 of 257
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 81 claims
  • Hurricane Helene, Sep 2024 · 64 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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