St. Clair County property record for 8040 Middle Chnnl, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,113 sqft |
| Lot Size | 0.201 acres (8,799 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $973 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-865-0296-001 |
| Primary APN | 74-14-865-0296-001 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,113 sqft Living Area |
| Lot Area | 8,799 sqft (0.201 acres) |
|---|---|
| Lot Depth | 174 ft Depth |
| Heating System | Space Heater |
|---|
| Street Address | 8040 MIDDLE CHANNEL |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | PART OF LOT 365 DESC AS: BEG N 39D 32M 30S E 1080' & N 50D 27M 30S W 73.19', FROM SE COR OF LOT 365', TH N 50D 27M 30S W |
| Legal Lot Number | 365 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 648000 |
Source: St. Clair County records · APN 74-14-865-0296-001
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 32412 VAN DOVER ST, SAINT CLAIR SHORES, MI 48082-1337 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2014 |
| Deed Sale | May 30, 2014 |
| Deed Document Number | 0004508207 |
| Record Updated | Jun 08, 2026 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,400 | ||
| 2024 | $973.00 | $116,800 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 139 policies |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 220 (1981–2024) |
| Claims Outside the SFHA | 102 of 220 |
| Most Recent Claim | Sep 2024 · other causes |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 25 / 3 |
Based on FCC filings for 14 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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