8040 Bending Trl, Mc Gregor, TX 76657 Property Records

McLennan County property record for 8040 Bending Trl, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 7,878 sqft · built 2019
Lot Size	1.95 acres (85,208 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,300 (Jan 2015)
Tax Bill	$27,969 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-227611-001411-0`

Property Details

APN / Parcel Number

Primary APN	`36-227611-001411-0`
Alternative APN	`347146`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	7,240 sqft Living Area
Gross Area	9,603 sqft
1st Floor Area	6,124 sqft
2nd Floor Area	1,116 sqft
Attic	Attic
Attic Area	638 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	85,208 sqft
Lot Dimensions	210 ft deep x 396 ft wide
Garage Type	Attached
Garage Area	1,725 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	2,112 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8040 BENDING TRL
City	MCGREGOR
State	TX
Zip	76657-4141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HIDDEN VALLEY ADDITION PART ELEVEN LOT 11 BLOCK 14 ACRES 1.9561
Legal Subdivision	HIDDEN VALLEY ADDITION PART ELEVEN
Legal Block	14
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	4
Census Block	4001
Census Tract	3902

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8040 BENDING TRL, MCGREGOR, TX 76657-4141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit ORIGIN BANK
Feb 8, 2019	Deed of Trust, Mortgage · Construction Mortgage ORIGIN BANK
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ORIGIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2015 · Amount on Record
Deed Sale	Jan 15, 2015 · Amount on Record
Prior Sale	Dec 20, 2007 · Amount on Record
Deed Document Number	20151151
Prior Transfer Date	Jan 8, 2015
Prior Transfer Doc	0000001151
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	8040 BENDING TRL, MC GREGOR, TX 76657-4141
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034593
Date	Aug 24, 2022
Instrument	2022034593

Lender

Name	ORIGIN BANK
Type	Bank
Address	RUSTON, LA 71270

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	8040 BENDING TRL, MC GREGOR, TX 76657-4141
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004349
Date	Feb 8, 2019
Instrument	2019004349

Lender

Name	ORIGIN BANK
Type	Bank
Address	SHREVEPORT, LA 71105

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	8040 BENDING TRL, MC GREGOR, TX 76657-4141
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042328
Date	Nov 25, 2020
Instrument	2020042328

Lender

Name	ORIGIN BANK
Type	Bank
Address	MONROE, LA 71201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,393,500 (-7.1%) Land $186,605 Building $1,206,895	$1,393,500 (-7.1%) Land $186,605 Building $1,206,895
2025	$27,969.00 (-7.09%) Homeowner's exemption	$1,500,000 (-6.25%) Land $169,560 Building $1,330,440	$1,500,000 (-6.25%) Land $169,560 Building $1,330,440
2024	$30,104.00 (-0.39%)
2023		$1,600,000 Land $169,560 Building $1,430,440	$1,600,000 Land $169,560 Building $1,430,440
2022	$30,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2023–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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