804 Winifred Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 804 Winifred Rd, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,260 sqft · built 1969
Lot Size	0.214 acres (9,316 sqft)
Owner	Individual Name on Record
Last Sale	$176,000 (May 2011)
Tax Bill	$1,648 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-005589`

Property Details

APN / Parcel Number

Primary APN	`04-005589`
Alternative APNs	`4005589` `005589`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,260 sqft Total Area
Basement Area	240 sqft
Finished Basement	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,316 sqft (0.214 acres)
Garage Type	Basement
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	192 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	005589
Street Address	804 WINIFRED RD
City	CUMBERLAND
State	MD
Zip	21502-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9316 SF 804 WINIFRED RD LOT 12 OAKDALE ADDN
Legal Subdivision	OAKDALE ADD
Legal Lot Number	12
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	1
Census Block	1003
Census Tract	600

Owner

Source: Allegany County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	804 WINIFRED RD, CUMBERLAND, MD 21502-3820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 10, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 10, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2011 · Amount on Record
Deed Sale	May 6, 2011 · Amount on Record
Deed Document Number	20111782/0101
Deed Book / Page	1782 / 101
Last Transfer Date	Sep 18, 2019
Transfer Doc	0025210001
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Recording Date	Jul 8, 2026
Property Address	804 WINIFRED RD, CUMBERLAND, MD 21502-3820
Document Number	3179000051
Book / Page	3179 / 51
Instrument Date	Jul 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 WINIFRED RD, CUMBERLAND, MD 21502-3820

Mortgage

Document Number	3179000051,
Date	Jul 8, 2026
Book Page	3179/51

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	804 WINIFRED RD, CUMBERLAND, MD 21502-3820
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002807-0451
Date	Aug 10, 2022
Book Page	2807/451

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	804 WINIFRED RD, CUMBERLAND, MD 21502-3820
Transaction Type	Mortgage
Record Updated	May 25, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002780-0412
Date	May 10, 2022
Book Page	2780/412

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Dec 12, 2019
Property Address	804 WINIFRED RD, CUMBERLAND, MD 21502-3820
Document Number	0025210001
Book / Page	002521 / 000001
Instrument Date	Sep 18, 2019
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 WINIFRED RD CUMBERLAND MD 215023820, CUMBERLAND, MD 21502-3820

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,500 (+8.16%) Land $14,900 Building $179,600	$194,500 (-) Land $14,900 Building $179,600
2025	$1,648.00 (+17.71%)	$179,833 (+19.49%)	$194,500 (+29.24%) Land $14,900 Building $179,600
2023	$1,400.00	$150,500 Land $14,900 Building $135,600	$150,500 Land $14,900 Building $135,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband, T-Mobile.

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