804 W Saint Germain St, Saint Cloud, MN 56301 Property Records

Stearns County property record for 804 W Saint Germain St, Saint Cloud, MN 56301

Property Summary

Property TypeMulti-Family Dwellings
Details12,000 sqft · built 1935
Lot Size0.143 acres (6,219 sqft)
OwnerCompany Name on File
Last Sale$600,000 (Jul 2023)
Tax Bill$16,142 (2026)
Deeds & MortgagesAug 2023 Sale
Flood ZoneZone X (minimal risk)
APN82-51875-0000

Property Details

APN / Parcel Number

Primary APN82-51875-0000

Interior

Stories2 Stories
Building Area12,000 sqft Living Area
1st Floor Area6,000 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleMulti-Family
Exterior MaterialBrick
Lot Area6,219 sqft (0.143 acres)
Lot Width60 ft Width

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address804 W SAINT GERMAIN ST
CitySAINT CLOUD
StateMN
Zip56301-3508
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeC3
Legal DescriptionE'LY 16.8' OF LOT 8 & W'LY 43' OF LOT 9 LESS S'LY 27.7' THEREOF WILSON'S SURVEY SECTION 11 TOWNSHIP 124 RANGE 028 THEREOF
Legal Range28W
Legal Township124
Legal Section11
Legal SubdivisionWILSONS SURVEY
Legal Block37
Legal Lot Number8-9
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3020
Census Tract11600

Owner

804 W Saint Germain St, a residential property, is owned by a company that bought it in July 2023.

Source: Stearns County records, as of July 30, 2026

Owner of RecordCompany Name on File
Mailing Address7595 QUINN AVE NW, SOUTH HAVEN, MN 55382-3843
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2023 · Amount on File
Deed SaleJul 28, 2023 · Amount on File
Deed Document Number20231562585
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateAug 3, 2023
Property Address804 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-3508
Document Number00A1657521
Instrument DateJul 28, 2023
InstrumentA1657521
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7595 QUINN AVE NW, SOUTH HAVEN, MN 55382-3843

Tax Assessment & Valuation

The 2026 property tax bill for 804 W Saint Germain St was $16,142.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,142.00$528,000 (-) Land $90,000 Building $438,000$528,000 (-) Land $90,000 Building $438,000
2025$528,000 Land $90,000 Building $438,000$528,000 Land $90,000 Building $438,000
2023$4,126.00 Additional exemption filed$518,100 Land $81,000 Building $437,100$518,100 Land $81,000 Building $437,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 804 W Saint Germain St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 804 W Saint Germain St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Verizon, Xtratyme Technologies.

Nearby Properties on W Saint Germain St

Nearby Streets

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