804 W Main St, Union, MO 63084 Property Records

Franklin County property record for 804 W Main St, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,721 sqft · built 1958
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$308,560 (Aug 2024)
Tax Bill	$2,024 (2025)
Deeds & Mortgages	Oct 2026 Transfer Feb 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-3-002-109.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-3-002-109.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,721 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Brick
Lot Area	39,204 sqft (0.9 acres)
Patio Area	372 sqft

Location & Zoning

Street Address	804 W MAIN ST
City	UNION
State	MO
Zip	63084-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:93 CLARKS
Legal Range	1W
Legal Township	43N
Legal Section	27
Legal Subdivision	CLARKS
Legal Lot Number	93
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2027
Census Tract	800604

Owner

804 W Main St is owned and occupied by two individuals who bought it in August 2024.

Source: Franklin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	804 W MAIN ST, UNION, MO 63084-1018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Feb 9, 2024	Warranty Deed, Transfer
Dec 20, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF UNION
Apr 20, 2023	Warranty Deed, Transfer
May 11, 2020	Deed of Trust, Mortgage SULLIVAN BK
Mar 3, 2017	Deed of Trust, Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on File
Deed Sale	Aug 13, 2024 · Amount on File
Prior Sale	Jul 2, 2024
Deed Document Number	20242409265
Prior Transfer Date	Aug 6, 2024
Prior Transfer Doc	0002409265
Record Updated	Oct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 9, 2026
Property Address	804 W MAIN ST, UNION, MO 63084-1018
Document Number	0002613592
Instrument Date	Oct 8, 2026
Instrument	20262613592
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 9, 2024
Property Address	804 W MAIN ST, UNION, MO 63084-1018
Document Number	0002401511
Map Reference	PB D PG 58
Instrument Date	Feb 8, 2024
Instrument	2401511
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	804 W MAIN ST, UNION, MO 63084-1018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 W MAIN ST, UNION, MO 63084-1018

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 20, 2023
Property Address	804 W MAIN ST, UNION, MO 63084-1018
Document Number	0002315032
Map Reference	PB D PG 58
Instrument Date	Dec 18, 2023
Instrument	2315032
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 W MAIN ST, UNION, MO 63084-1018

Mortgage

Document Number	0002315033
Date	Dec 20, 2023
Instrument	2315033

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2054

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 20, 2023
Property Address	804 W MAIN ST, UNION, MO 63084-1018
Document Number	0002304573
Map Reference	PB D PG 58
Instrument Date	Apr 19, 2023
Instrument	2304573
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	804 W MAIN ST, UNION, MO 63084-1018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 W MAIN ST, UNION, MO 63084-1018

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	804 W MAIN ST, UNION, MO 63084-1018
Document Number	0000007193
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	804 W MAIN ST UNION MO 630841018, UNION, MO 63084-1018

Mortgage

Document Number	0000007193
Date	May 19, 2020
Instrument	7193

Lender

Name	SULLIVAN BK
Address	SULLIVAN, MO 63080

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	804 W MAIN ST, UNION, MO 63084-1018
Document Number	0000004557
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	FRANKLIN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	804 W MAIN ST UNION MO 630841018, UNION, MO 63084-1018

Mortgage

Document Number	0000004557
Date	Mar 30, 2017
Instrument	4557

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 804 W Main St was $2,024.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,024.00	$33,951	$178,690 Land $31,620 Building $147,070
2023	$1,941.00 (+11.36%)	$32,291	$169,950 Land $31,620 Building $138,330
2022	$1,743.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 804 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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