804 Valley Creek Dr, Monroe, NC 28112 Property Records

Union County property record for 804 Valley Creek Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	2 ba · 1,479 sqft · built 2000
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on File
Last Sale	$490,000 (May 2018)
Tax Bill	$2,399 (2025)
Deeds & Mortgages	Jan 2023 Sale May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-234-044`

Property Details

APN / Parcel Number

Primary APN	`09-234-044`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,479 sqft Living Area
1st Floor Area	1,479 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Porch	Slab
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	804 VALLEY CREEK DR
City	MONROE
State	NC
Zip	28112-5685
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#20 GREEN VALLEY OPCF262
Legal Subdivision	GREEN VALLEY
Legal Lot Number	20
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1013
Census Tract	20502

Owner

804 Valley Creek Dr, a rural home, is owned by a company that bought it in May 2018.

Source: Union County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	2006 WALKUP AVE, A200, MONROE, NC 28110-3983
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Warranty Deed, Transfer
May 31, 2018	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on File
Deed Sale	May 31, 2018 · Amount on File
Prior Sale	Aug 7, 2007 · Amount on File
Deed Document Number	201814712
Deed Book / Page	7166 / 504
Prior Transfer Date	May 22, 2007
Prior Transfer Doc	4576626
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 27, 2023
Property Address	804 VALLEY CREEK DR, MONROE, NC 28112-5685
Document Number	0008645567
Book / Page	8645 / 567
Map Reference	MB 6 PG 84
Instrument Date	Jan 20, 2023
Instrument	1885
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 RAINBOW FALLS LN, MATTHEWS, NC 28104-0025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2006 WALKUP AVE STE A200, A200, MONROE, NC 28110-3983
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 31, 2018
Property Address	804 VALLEY CREEK DR, MONROE, NC 28112-5685
Document Number	0007166504
Book / Page	7166 / 504
Map Reference	MB 6 PG 84
Instrument Date	May 31, 2018
Instrument	0014712
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 UNDERWOOD RD, MATTHEWS, NC 28104-7903

Mortgage

Document Number	0000014713
Date	May 31, 2018
Instrument	0014713

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	7166506
Date	May 31, 2018
Book Page	7166/506
Instrument	0014713

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARLOTTE, NC 28209

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 804 Valley Creek Dr was $2,399.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,500 (-) Land $34,800 Building $239,700	$274,500 (-) Land $34,800 Building $239,700
2025	$2,399.00	$274,500 Land $34,800 Building $239,700	$274,500 Land $34,800 Building $239,700
2023	$1,940.00	$177,900 Land $18,600 Building $159,300	$177,900 Land $18,600 Building $159,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 804 Valley Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 Valley Creek Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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