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804 Vale Rd, Bel Air, MD 21014 Property Records

Harford County property record for 804 Vale Rd, Bel Air, MD 21014 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,530 sqft · built 1969
Lot Size0.819 acres (35,675 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Sep 2007)
Tax Bill$3,720 (2025)
Deeds & MortgagesApr 2019 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-044874

Property Details

APN / Parcel Number

Primary APN03-044874
Alternative APNs
  • 3044874
  • 044874

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,530 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area35,675 sqft (0.819 acres)
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area416 sqft
Shed1 Shed
Shed Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number044874
Street Address804 VALE RD
CityBEL AIR
StateMD
Zip21014-2498
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 0.819 AC 804 VALE ROAD W OF BEL AIR
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group2
Census Block2002
Census Tract303206

Owner

Source: Harford County records · APN 03-044874

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address804 VALE RD, BEL AIR, MD 21014-2498
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2019Deed of Trust, Mortgage
MANUFACTURERS & TRADERS TRUST CO
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 18, 2007 · Amount on Record
Deed SaleSep 18, 2007 · Amount on Record
Prior SaleApr 01, 2003 · Amount on Record
Deed Document Number2007409
Deed Book / Page7533 / 306
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address804 VALE RD, BEL AIR, MD 21014-2498
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0132080216
DateApr 02, 2019
Book Page13208/0216
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
AmountAmount Recorded

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address804 VALE RD, BEL AIR, MD 21014-2498
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150910084
DateOct 12, 2021
Book Page15091/84
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term176 Months
DueJun 01, 2036

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$365,167 (+13.63%)$384,900 (+8.33%) Land $101,300 Building $283,600
2025$3,720.00 (+10.16%) Homeowner's exemption
2023$321,367$355,300 Land $101,300 Building $254,000
2022$3,377.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253032062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 106 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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