804 Summit St, Joliet, IL 60435 Property Records

Will County property record for 804 Summit St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 780 sqft · built 1912
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Oct 2018)
Tax Bill	$3,741 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-04-418-013`

Property Details

APN / Parcel Number

Primary APN	`30-07-04-418-013`
Alternative APN	`07044180130000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	780 sqft
Gross Area	1,110 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	80 ft deep x 40 ft wide
Porch	Slab

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	804 SUMMIT ST
City	JOLIET
State	IL
Zip	60435-4809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE N 40 FT OF THE S 88 FT (EX THE E 52 FT) OF THE W1/2 OF LOT 25 IN AMBROSE DOTY'S SUB, BEING A SUB OF PRT OF THE W1/2 OF TH
Legal Range	10E
Legal Township	35N
Legal Section	04
Legal Subdivision	AMBROSE DOTYS
Legal Lot Number	25
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2012
Census Tract	881800

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	804 SUMMIT ST, JOLIET, IL 60435-4809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 29, 2018	Warranty Deed, Transfer MORTGAGE LENDERS/AMERICA
Dec 8, 2017	Loan Modification, Mortgage · Line of Credit PEOPLEFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Oct 7, 2005 · Amount on Record
Deed Document Number	201876023
Prior Transfer Date	Oct 10, 2014
Prior Transfer Doc	0000099438
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	804 SUMMIT ST APT 2, 2, JOLIET, IL 60435-4810
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000716
Date	Jan 5, 2021
Instrument	R2021000716

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 29, 2018
Property Address	804 SUMMIT ST APT 2, 2, JOLIET, IL 60435-4810
Document Number	0000076023
Instrument Date	Oct 4, 2018
Instrument	76023
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	AFFINITY TITLE SERVICES, AFFINITY TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 SUMMIT ST JOLIET IL 604354606, JOLIET, IL 60435-4606

Mortgage

Document Number	76024
Date	Oct 29, 2018
Instrument	76024

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

Interest

Rate Type	Fixed Rate
Rate	5.25%

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	804 SUMMIT ST APT 2, 2, JOLIET, IL 60435-4810
Document Number	0000099481
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 SUMMIT ST JOLIET IL 604354606, JOLIET, IL 60435-4606

Mortgage

Document Number	0000099481
Date	Dec 20, 2017
Instrument	99481

Lender

Name	PEOPLEFIRST BK
Type	Bank
Address	JOLIET, IL 60435

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 19, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,741.00 (+18.69%)
2024		$49,942 (+24.43%) Land $9,929 Building $40,013	$149,826 (+24.43%) Land $29,787 Building $120,039
2022	$3,152.00 Homeowner's exemption	$40,138 Land $7,980 Building $32,158	$120,414 Land $23,940 Building $96,474

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Bertram Communications, Verizon.

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