804 Spruce St, Sandpoint, ID 83864 Property Records

Bonner County property record for 804 Spruce St, Sandpoint, ID 83864

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,137 sqft · built 1935
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on Record
Last Sale$212,800 (Feb 2023)
Tax Bill$1,068 (2026)
Deeds & MortgagesFeb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNRPS015500401A0A

Property Details

APN / Parcel Number

Primary APNRPS015500401A0A

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,137 sqft Finished Area
1st Floor Area1,446 sqft
AtticAttic
Attic Area150 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1960
Exterior MaterialConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,100 sqft (0.163 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemWood Furnace
Heating FuelWood

Location & Zoning

Street Address804 SPRUCE ST
CitySANDPOINT
StateID
Zip83864-1989
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15-57N-2W GRAHAMS ADDN REPLAT LOTS 13-16 BLK 4 LOTS 13-16
Legal Range02W
Legal Township57N
Legal Section15
Legal SubdivisionGRAHAMS ADDN
Legal Block4
Legal Lot Number13-16
JurisdictionBONNER ID
Township / Civil DivisionSANDPOINT
Census Block Group1
Census Block1008
Census Tract950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address804 SPRUCE ST, SANDPOINT, ID 83864-1989
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2023 · Amount on Record
Deed SaleFeb 10, 2023 · Amount on Record
Prior SaleJul 30, 2015
Deed Document Number20231016791
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBONNER ID
Recording DateFeb 10, 2023
Property Address804 SPRUCE ST, SANDPOINT, ID 83864-1989
Document Number0001016791
Map ReferenceMB 4 PG 127
Instrument DateJan 13, 2023
Instrument1016791
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyNORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 N ELLA AVE, SANDPOINT, ID 83864-1856

Mortgage

Document Number0001016792
DateFeb 10, 2023
Instrument1016792
Lender
NameMOUNTAIN WEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.12%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2030
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change11.1%
Index1-Year CMT
Margin3
Max Rate11.1%

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyBonner County
MunicipalitySandpoint City
Unified School DistrictLake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,068.00 (+9.65%) Homeowner's exemption$269,043 (+1.36%) Land $173,193 Building $95,850$269,043 (+1.36%) Land $173,193 Building $95,850
2025$974.00 (-47.12%) Homeowner's exemption$265,433 (-2.94%) Land $173,193 Building $92,240$265,433 (-2.94%) Land $173,193 Building $92,240
2023$1,842.00 Homeowner's exemption$273,479 Land $173,193 Building $100,286$273,479 Land $173,193 Building $100,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANDPOINT PUBLIC WORKS DEPT
serves 12,284 people · EPA ID ID1090121
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Ting
Fiber
1,000 / 1,000
Vyve Broadband
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
MountainLink
Fixed Wireless
250 / 50
Kaniksu Internet
Fixed Wireless
100 / 30
Intermax Networks
Fixed Wireless · Fiber in parts of the area
100 / 20

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