Nicollet County property record for 804 Spruce Pl, Saint Peter, MN 56082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,976 sqft · built 1987 |
| Lot Size | 0.961 acres (41,853 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $555,000 (Sep 2025) |
| Tax Bill | $8,172 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2025 Sale & Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.706.0180 |
| Primary APN | 19.706.0180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,976 sqft Living Area |
| Basement Area | 1,832 sqft |
| Finished Basement | 1,617 sqft |
| Unfinished Basement | 92 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 41,853 sqft (0.961 acres) |
| Lot Dimensions | 333 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | 180 sqft |
| Patio Area | 327 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 804 SPRUCE PL |
|---|---|
| City | SAINT PETER |
| State | MN |
| Zip | 56082-1598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 4 LOT 7 SUBDIVISIONCD 19706 SUBDIVISIONNAME PRAIRIE HGTS SUBD |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | PRAIRIE HGTS SUBD |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | NICOLLET MN |
| Township / Civil Division | ST. PETER |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 480400 |
Source: Nicollet County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 804 SPRUCE PL, SAINT PETER, MN 56082-1598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FM BANK |
| Sep 23, 2025 | Deed, Transfer · Line of Credit FIRST NATIONAL BANK MN |
| Aug 7, 2023 | Contract Sale, Transfer |
| Jun 2, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK MN |
| Apr 8, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on Record |
| Deed Sale | Sep 23, 2025 · Amount on Record |
| Prior Sale | Aug 1, 2023 · Amount on Record |
| Deed Document Number | 202573053 |
| Prior Transfer Date | Feb 18, 2019 |
| Prior Transfer Doc | 0000064120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | SAINT PETER, MN 56082 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000073411 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 73411 |
| Name | FM BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 1, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NICOLLET MN |
| Recording Date | Sep 23, 2025 |
| Property Address | SAINT PETER, MN 56082 |
| Document Number | 0000073053 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 73053 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,831.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 804 SPRUCE PL, SAINT PETER, MN 56082-1598 |
| Document Number | 0000073054 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 73054 |
| Name | FIRST NATIONAL BANK MN |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2045 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | NICOLLET MN |
| Recording Date | Aug 7, 2023 |
| Property Address | 804 SPRUCE PL, SAINT PETER, MN 56082-1598 |
| Document Number | 0000070818 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 70818 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 552 N WELCO DR, SAINT PETER, MN 56082-1750 |
| Name | Verified Name |
|---|---|
| Address | 804 SPRUCE PL, SAINT PETER, MN 56082-1598 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 804 SPRUCE PL, SAINT PETER, MN 56082-1598 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000070603 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 70603 |
| Name | FIRST NATIONAL BANK MN |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 25, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NICOLLET MN |
| Recording Date | Apr 8, 2019 |
| Property Address | 804 SPRUCE PL, SAINT PETER, MN 56082-1598 |
| Document Number | 64120 |
| Instrument Date | Feb 18, 2019 |
| Instrument | 64120 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 804 SPRUCE PL, SAINT PETER, MN 56082-1598 |
Source: Nicollet County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Nicollet County |
| Municipality | St. Peter City |
| Unified School District | St. Peter Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,172.00 Homeowner's exemption | $520,900 (-10.68%) Land $86,100 Building $434,800 | $520,900 (-10.68%) Land $86,100 Building $434,800 |
| 2025 | $8,172.00 (-9.14%) Homeowner's exemption | $583,200 (+2.71%) Land $86,100 Building $497,100 | $583,200 (+2.71%) Land $86,100 Building $497,100 |
| 2024 | $8,994.00 (+17.94%) | ||
| 2023 | $7,626.00 Homeowner's exemption | $567,800 Land $86,100 Building $481,700 | $567,800 Land $86,100 Building $481,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 11 (1997–2019) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Peter serves 12,198 people · EPA ID MN1520006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency | 125 / 40 |
| Midco Fixed Wireless | 100 / 20 |
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