804 Shetland Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 804 Shetland Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,351 sqft · built 1972
Lot Size	0.504 acres (21,954 sqft)
Owner	Trust Name on Record
Tax Bill	$3,353 (2025)
Deeds & Mortgages	Jul 2026 Reverse Mortgage Jul 2026 Reverse Mortgage + 2 more
APN	`0641002000170`

Property Details

APN / Parcel Number

Primary APN	`0641002000170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,351 sqft Living Area
1st Floor Area	1,351 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,954 sqft (0.504 acres)
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	100 sqft
Deck Area	Deck Area
Patio Area	268 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	804 SHETLAND DR
City	CHESAPEAKE
State	VA
Zip	23322-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	17 NORTH LANDING FARMS SEC 2
Legal Subdivision	NORTH LANDING FARMS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2024
Census Tract	21103

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	804 SHETLAND DR, CHESAPEAKE, VA 23322-1308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Reverse Mortgage NONE LISTED ON DOCUMENT
Jul 21, 2026	Deed of Trust, Mortgage · Reverse Mortgage ATLANTIC COAST MORTGAGE
Apr 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Feb 1, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 29, 2018
Transfer Doc	9880/108
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 21, 2026
Property Address	804 SHETLAND DR, CHESAPEAKE, VA 23322-1308
Document Number	0000018851
Book / Page	11003 / 1572
Instrument Date	Jul 15, 2026
Instrument	202618851
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	804 SHETLAND DR, CHESAPEAKE, VA 23322-1308

Mortgage

Document Number	0000018851,
Date	Jul 21, 2026
Book Page	11003/1572
Instrument	202618851

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	975 Months
Due	Oct 17, 2107

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 21, 2026
Property Address	804 SHETLAND DR, CHESAPEAKE, VA 23322-1308
Document Number	0000018850
Book / Page	11003 / 1556
Instrument Date	Jul 15, 2026
Instrument	202618850
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	MBH SETTLEMENT GROUP, SETTLEMENT GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	804 SHETLAND DR, CHESAPEAKE, VA 23322-1308

Mortgage

Document Number	0000018850,
Date	Jul 21, 2026
Book Page	11003/1556
Instrument	202618850

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	975 Months
Due	Oct 17, 2107

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	804 SHETLAND DR, CHESAPEAKE, VA 23322-1308
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010654/648
Date	Apr 18, 2023
Book Page	10654/648
Instrument	230007720

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 1, 2018
Property Address	804 SHETLAND DR, CHESAPEAKE, VA 23322-1308
Document Number	9880/108
Book / Page	9880 / 108
Instrument Date	Jan 29, 2018
Instrument	180002787
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 SHETLAND DR, CHESAPEAKE, VA 23322-1308

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,000 (+6.63%) Land $175,000 Building $179,000	$354,000 (+6.63%) Land $175,000 Building $179,000
2025	$3,353.00 (+0.72%)	$332,000 (+4.08%) Land $155,000 Building $177,000	$332,000 (+4.08%) Land $155,000 Building $177,000
2024	$3,329.00 (+42.63%)
2023		$319,000 (+7.26%) Land $155,000 Building $164,000	$319,000 (+7.26%) Land $155,000 Building $164,000
2022		$297,400 Land $140,000 Building $157,400	$297,400 Land $140,000 Building $157,400
2019	$2,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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