804 Sherman St, Waco, TX 76704 Property Records

McLennan County property record for 804 Sherman St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 808 sqft · built 1940
Lot Size	0.144 acres (6,250 sqft)
Owner	Company Name on Record
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Loan Modification + 2 more
Flood Zone	Zone X (moderate risk)
APN	`48-001300-001200-2`

Property Details

APN / Parcel Number

Primary APN	`48-001300-001200-2`
Alternative APNs	`4800130000120020111` `161820`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	808 sqft Living Area
Gross Area	853 sqft
1st Floor Area	808 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Driveway	Concrete Driveway
Driveway Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	804 SHERMAN ST
City	WACO
State	TX
Zip	76704-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ASHBURN LOT 14 BLOCK 1 ACRES .1435
Legal Subdivision	ASHBURN
Legal Block	1
Legal Lot Number	14
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1060
Census Tract	1401

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 7894, WACO, TX 76714-7894
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2020	Deed of Trust, Mortgage CENTRAL NAT'L BK
Jul 19, 2019	Loan Modification, Mortgage NOT AVAILABLE
Jul 19, 2018	Loan Modification, Mortgage CENTRAL NAT'L BK
Jul 19, 2017	Loan Modification, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2012
Deed Sale	Dec 19, 2012
Prior Sale	Aug 10, 2012
Deed Document Number	201239811
Prior Transfer Date	Apr 13, 2006
Prior Transfer Doc	0000013175
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	804 SHERMAN ST, WACO, TX 76704-1752
Document Number	0000027826
Instrument Date	Jul 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8320 W HIGHWAY 84 WACO TX 767123601, WACO, TX 76712-3601

Mortgage

Document Number	0000027826
Date	Aug 12, 2020
Instrument	27826

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76702-2525

Agreement

Amount	Amount Recorded

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	804 SHERMAN ST, WACO, TX 76704-1752
Document Number	0000023921
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	319 LORRAINE DR WACO TX 767073857, WACO, TX 76707-3857

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	804 SHERMAN ST, WACO, TX 76704-1752
Document Number	0000027094
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	319 LORRAINE DR WACO TX 767073857, WACO, TX 76707-3857

Mortgage

Document Number	0000027094
Date	Aug 1, 2018
Instrument	27094

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Term	12 Months
Due	Jul 31, 2019

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	804 SHERMAN ST, WACO, TX 76704-1752
Document Number	0000024704
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	804 SHERMAN ST WACO TX 767041752, WACO, TX 76704-1752

Mortgage

Document Number	0000024704
Date	Aug 1, 2017
Instrument	24704

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Term	12 Months
Due	Jul 31, 2018

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,820 (+0.06%) Land $12,750 Building $84,070	$96,820 (+0.06%) Land $12,750 Building $84,070
2025	$2,175.00 (+1.12%)	$96,760 (+21.74%) Land $11,560 Building $85,200	$96,760 (+21.74%) Land $11,560 Building $85,200
2024	$2,151.00 (+20.77%)
2023		$79,480 Land $11,560 Building $67,920	$79,480 Land $11,560 Building $67,920
2022	$1,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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