804 Santa Paula St, Oceanside, CA 92058 Property Records

San Diego County property record for 804 Santa Paula St, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1954
Lot Size	0.156 acres (6,800 sqft)
Owner	Company Name on Record
Last Sale	$131,500 (Jul 1998)
Tax Bill	$2,295 (2025)
Deeds & Mortgages	Feb 2023 Reverse Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144-051-19-00`

Property Details

APN / Parcel Number

Primary APN	`144-051-19-00`
Alternative APN	`1440431100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	6,800 sqft (0.156 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1440431100
Street Address	804 SANTA PAULA ST
City	OCEANSIDE
State	CA
Zip	92058-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 226 TR 003031
Legal Subdivision	FRANCINE VILLAS
Legal Tract	003031
Legal Block	1
Legal Lot Number	226
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	804 SANTA PAULA ST, OCEANSIDE, CA 92058-1135
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 1998 · Amount on Record
Deed Sale	Jul 2, 1998 · Amount on Record
Prior Sale	May 3, 1991 · Amount on Record
Deed Document Number	1998412635
Last Transfer Date	Aug 22, 2014
Transfer Doc	0000363693
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	804 SANTA PAULA ST, OCEANSIDE, CA 92058-1135
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 SANTA PAULA ST, OCEANSIDE, CA 92058-1135

Mortgage

Document Number	0000048175
Date	Feb 24, 2023
Instrument	2023-0048175

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	899 Months
Due	Jan 7, 2098

Interest

Rate Type	Adjustable Rate
Rate	7.74%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.7%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	804 SANTA PAULA ST, OCEANSIDE, CA 92058-1135
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 SANTA PAULA ST, OCEANSIDE, CA 92058-1135

Mortgage

Document Number	0000505113
Date	Jul 15, 2021
Instrument	2021-0505113

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$211,848 (+2%) Land $94,153 Building $117,695
2025	$2,295.00 (+5.37%) Homeowner's exemption	$207,695 (+4.04%) Land $92,307 Building $115,388
2023	$2,178.00 (+1.59%) Homeowner's exemption	$199,632 Land $88,724 Building $110,908
2022	$2,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

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