Mecosta County property record for 804 S State St, Big Rapids, MI 49307
| Property Type | Commercial |
|---|---|
| Details | 4,355 sqft · built 1997 |
| Lot Size | 1.15 acres (50,399 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Feb 2019 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-15-436-001 |
| Primary APN | 17-15-436-001 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,355 sqft Total Area |
| Year Built | Built 1997 |
|---|---|
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 50,399 sqft (1.15 acres) |
| Heating System | HVAC |
|---|
| Street Address | 804 S STATE ST |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-2250 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 000804 S STATE STREET: FULLER'S ADDITION -- BLK 6, LOTS 1, 2 & 3 & THE VAC S 7 FT OF MORRISON AVE ADJAC TO LOT 1 |
| Legal Subdivision | FULLER'S ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 1-3 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | BIG RAPIDS |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 960600 |
804 S State St, a commercial property, is owned by a company that acquired it in January 2012.
Source: Mecosta County records, as of July 19, 2023
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 109 E BROADWAY ST, MOUNT PLEASANT, MI 48858-2312 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK |
| Feb 5, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2012 |
| Deed Sale | Jan 20, 2012 |
| Deed Document Number | 201200000507 |
| Deed Book / Page | 817 / 1441 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 804 S STATE ST, BIG RAPIDS, MI 49307-2250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | SUPERIOR TITLE & SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 895/1320 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 895/1320 |
| Instrument | 201900000603 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jan 15, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 804 S STATE ST, BIG RAPIDS, MI 49307-2250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SUPERIOR TITLE & SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 895/1320 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 895/1320 |
| Instrument | 201900000603 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jan 15, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecosta County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Big Rapids City |
| County | Mecosta County |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $713,600 | $1,427,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 804 S State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 804 S State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG RAPIDS serves 10,403 people · EPA ID MI0000710 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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