804 S Riverside Dr, McHenry, IL 60050 Property Records

McHenry County property record for 804 S Riverside Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 3,120 sqft · built 1987
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Company Names on Record
Last Sale	$390,000 (Jan 2019)
Deeds & Mortgages	Sep 2023 Transfer Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01-310-015`

Property Details

APN / Parcel Number

Primary APN	`14-01-310-015`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,120 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	804 S RIVERSIDE DR
City	MCHENRY
State	IL
Zip	60050-8290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0000214 LT 15 BLK 7 MCHENRY SHORES UNIT 1
Legal Range	08E
Legal Township	44N
Legal Section	01
Legal Subdivision	MCHENRY SHORES
Legal Block	7
Legal Lot Number	15
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1002
Census Tract	870809

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	804 S RIVERSIDE DR, MCHENRY, IL 60050-8290
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 3, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 3, 2019 · Amount on Record
Deed Sale	Jan 3, 2019 · Amount on Record
Prior Sale	Jan 3, 2019 · Amount on Record
Deed Document Number	0000000214
Last Transfer Date	Sep 29, 2023
Transfer Doc	0000024633
Record Updated	Jun 7, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Sep 29, 2023
Property Address	804 S RIVERSIDE DR, MCHENRY, IL 60050-8290
Document Number	0000024633
Map Reference	DOC 278461
Instrument Date	Sep 22, 2023
Instrument	2023R0024633
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	804 S RIVERSIDE DR, MCHENRY, IL 60050-8290

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	804 S RIVERSIDE DR, MCHENRY, IL 60050-8290
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 S RIVERSIDE DR, MCHENRY, IL 60050-8290

Mortgage

Document Number	0000030499
Date	Aug 31, 2022
Instrument	2022R0030499

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 3, 2019
Property Address	804 S RIVERSIDE DR, MCHENRY, IL 60050-8290
Document Number	0000000214
Map Reference	MB 11 PG 111
Instrument Date	Dec 7, 2018
Instrument	2019R0000214
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	521 AUBURN LN, SCHAUMBURG, IL 60193-2505

Mortgage

Document Number	0000000215
Date	Jan 3, 2019
Instrument	2019R0000215

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$148,462 Land $39,490 Building $108,972	$445,386 Land $118,470 Building $326,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-MCHENRY SHORES private · serves 1,862 people · EPA ID IL1115020
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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