804 S Prospect St, Wheaton, IL 60189 Property Records

DuPage County property record for 804 S Prospect St, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,985 sqft · built 1986
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (Nov 1999)
Tax Bill	$8,606 (2025)
Deeds & Mortgages	Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`05-22-106-010`

Property Details

APN / Parcel Number

Primary APN	`05-22-106-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,985 sqft Living Area
Gross Area	3,234 sqft
Basement Area	849 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	13.2 ft deep x 5.6 ft wide
View / Lot	Corner
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	155 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	804 S PROSPECT ST
City	WHEATON
State	IL
Zip	60189-6819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WHEATON ESTS
Legal Subdivision	WHEATON ESTS
Legal Block	29
Legal Lot Number	1
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3014
Census Tract	842400

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	804 S PROSPECT ST, WHEATON, IL 60189-6819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 1999 · Amount on Record
Deed Sale	Nov 24, 1999 · Amount on Record
Deed Document Number	1999247334
Record Updated	Sep 20, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DU PAGE IL
Property Address	804 S PROSPECT ST, WHEATON, IL 60189-6819
Document Number	0000067531
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 S PROSPECT ST WHEATON IL 601896819, WHEATON, IL 60189-6819

Mortgage

Document Number	0000067531
Date	Jul 20, 2018
Instrument	67531

Lender

Name	SPECIALIZED LN SERVICING
Type	Funding / Finance Company
Address	HIGHLANDS RANCH, CA 80129

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	216 Months
Due	Jul 19, 2036

Interest

Rate	4%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,606.00 (+8.65%)	$150,093 (+24.68%) Land $40,098 Building $109,995	$450,279 (+24.68%) Land $120,294 Building $329,985
2022	$7,921.00 Homeowner's exemption	$120,380 Land $32,160 Building $88,220	$361,140 Land $96,480 Building $264,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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