804 S Henrietta St, Effingham, IL 62401 Property Records

Effingham County property record for 804 S Henrietta St, Effingham, IL 62401

Property Summary

Property TypeCommercial
Details8,149 sqft · built 1937
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Feb 2018)
Tax Bill$4,685 (2025)
Deeds & MortgagesFeb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-16-040-005

Property Details

APN / Parcel Number

Primary APN03-16-040-005

Interior

Building Area8,149 sqft Base Area
1st Floor Area8,149 sqft
Basement Area8,149 sqft
Unfinished Basement8,149 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Lot Area23,087 sqft (0.53 acres)

Location & Zoning

Street Address804 S HENRIETTA ST
CityEFFINGHAM
StateIL
Zip62401-1952
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOTS 1, 2 & 3 BLK 5 ADD B TO WESTERN ADD EXCEPT ROW 3366/84 1184/10 1076/323 700/192
Legal SubdivisionWESTERN ADDITION
Legal Block5
Legal Lot Number1-3
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2022
Census Tract950800

Owner

804 S Henrietta St, a commercial property, is owned by an individual who bought it in February 2018.

Source: Effingham County records, as of October 5, 2026

Owner of RecordIndividual Name on File
Mailing Address804 S HENRIETTA ST, EFFINGHAM, IL 62401-1952
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 15, 2018 · Amount on File
Deed SaleFeb 15, 2018 · Amount on File
Deed Document Number20181800563
Deed Book / Page3366 / 84
Record UpdatedOct 29, 2026

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionEFFINGHAM IL
Recording DateFeb 15, 2018
Property Address804 S HENRIETTA ST, EFFINGHAM, IL 62401-1952
Document Number3366/084
Book / Page3366 / 084
Map ReferenceMB 8 PG 1
Instrument DateFeb 14, 2018
Instrument201801800563
Transaction TypeTransfer
Record UpdatedAug 5, 2021
Title CompanyBURNET TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 N 2ND ST, EFFINGHAM, IL 62401-3430

Mortgage

Document Number201801800564
DateFeb 15, 2018
Instrument201801800564
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 804 S Henrietta St was $4,685.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,685.00$83,050 Land $45,830 Building $37,220$249,150 Land $137,490 Building $111,660
2022$3,727.00$62,960 Land $34,740 Building $28,220$188,880 Land $104,220 Building $84,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 804 S Henrietta St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 804 S Henrietta St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Fidium Fiber
DSL
500 / 75
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

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