804 S Broad St, Kenbridge, VA 23944 Property Records

Lunenburg County property record for 804 S Broad St, Kenbridge, VA 23944

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,219 sqft · built 1952
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Jul 2018)
Tax Bill	$662 (2026)
Deeds & Mortgages	Feb 2026 Second Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035A100A0 15`

Property Details

APN / Parcel Number

Primary APN	`035A100A0 15`
Alternative APN	`5048`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,219 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1980
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	416 sqft

Location & Zoning

Account Number	5048
Street Address	804 S BROAD ST
City	KENBRIDGE
State	VA
Zip	23944-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	BLK X LOT 13 105 1 AC
Legal Block	10
Legal Lot Number	13
Jurisdiction	LUNENBURG VA
Township / Civil Division	BROWNS STORE
Census Block Group	3
Census Block	3020
Census Tract	930100

Owner

Source: Lunenburg County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 923, KENBRIDGE, VA 23944-0923
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CU INC
Jul 6, 2018	Warranty Deed, Transfer · Conventional Mortgage BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	2018732
Deed Book / Page	402 / 473
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG VA
Property Address	804 S BROAD ST, KENBRIDGE, VA 23944-2031
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	TITLE FIRST, TITLE FIRST AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600213
Date	Feb 23, 2026
Instrument	202600213

Lender

Name	VIRGINIA CU INC
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 20, 2046

Interest

Rate Type	Adjustable Rate
Rate	9%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUNENBURG VA
Recording Date	Jul 6, 2018
Property Address	804 S BROAD ST, KENBRIDGE, VA 23944-2031
Document Number	000402/473
Book / Page	402 / 473
Instrument Date	Jun 8, 2018
Instrument	180000732
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 923, KENBRIDGE, VA 23944-0923

Mortgage

Document Number	0180000734
Date	Jul 6, 2018
Instrument	180000734

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lunenburg County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lunenburg County
Municipality	Kenbridge Town
Unified School District	Lunenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$662.00	$179,000 Land $13,000 Building $166,000	$179,000 Land $13,000 Building $166,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KENBRIDGE serves 1,400 people · EPA ID VA5111450
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Glo Fiber Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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