804 S 5th Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 804 S 5th Ave, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Lot Size	0.115 acres (5,041 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Sep 2013)
Tax Bill	$9,647 (2025)
Deeds & Mortgages	Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-34-253-029`

Property Details

APN / Parcel Number

Primary APN	`09-34-253-029`

Exterior

Lot Area	5,041 sqft (0.115 acres)

Location & Zoning

Street Address	804 S 5TH AVE
City	SAINT CHARLES
State	IL
Zip	60174-2934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOULDER HEIGHTS LT 2
Legal Subdivision	BOULDER HEIGHTS
Legal Block	1
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1066
Census Tract	852300

Owner

804 S 5th Ave is owned and occupied by an individual who acquired it in December 2019.

Source: Kane County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	804 S 5TH AVE, SAINT CHARLES, IL 60174-2934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2013 · Amount on File
Deed Sale	Sep 4, 2013 · Amount on File
Deed Document Number	201364929
Last Transfer Date	Dec 20, 2019
Transfer Doc	0000062290
Record Updated	Sep 20, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 23, 2019
Property Address	804 S 5TH AVE, ST CHARLES, IL 60174-2934
Document Number	0000062290
Instrument Date	Dec 20, 2019
Instrument	62290
Transaction Type	Transfer
Record Updated	Jan 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 HOWARD ST GENEVA IL 601342320, GENEVA, IL 60134-2320

Tax Assessment & Valuation

The 2025 property tax bill for 804 S 5th Ave was $9,647 with a homeowner's exemption.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,647.00 Homeowner's exemption
2024		$134,123 Land $33,516 Building $100,607	$402,530 Land $100,588 Building $301,942
2022	$8,521.00 (+4.16%) Homeowner's exemption	$111,536 (+4.91%) Land $33,203 Building $78,333	$334,608 (+4.91%) Land $99,609 Building $234,999
2021	$8,181.00 Homeowner's exemption	$106,316 Land $31,649 Building $74,667	$318,948 Land $94,947 Building $224,001

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 804 S 5th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	29 (1979–2020)
Claims Outside the SFHA	5 of 29
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 804 S 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20