804 S 4th St, Aurora, IL 60505 Property Records

Kane County property record for 804 S 4th St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,394 sqft · built 1922
Lot Size	0.8 acres (3,484 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Mar 2019)
Tax Bill	$3,559 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-378-002`

Property Details

APN / Parcel Number

Primary APN	`15-27-378-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,394 sqft Living Area
Gross Area	2,154 sqft
Basement Area	760 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	3,484 sqft (0.8 acres)
Porch	Open Porch

Location & Zoning

Street Address	804 S 4TH ST
City	AURORA
State	IL
Zip	60505-5150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S D SEAMANS ADD S 22 FT W 100 FT LOT 1 & N 14 FT W 100 FT LOT 2 BLK 1
Legal Subdivision	S D SEAMANS ADD
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4001
Census Tract	854200

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	804 S 4TH ST, AURORA, IL 60505-5150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC
Feb 26, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 24, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 28, 2020	Deed of Trust, Mortgage · VA Mortgage NEW PENN FINANCIAL LLC
Mar 26, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2019	Quit Claim Deed, Transfer CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Prior Sale	Mar 14, 2011 · Amount on Record
Deed Document Number	201911602
Last Transfer Date	May 30, 2023
Transfer Doc	0000024848
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	804 S 4TH ST, AURORA, IL 60505-5150
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025177
Date	Mar 31, 2021
Instrument	2021K025177

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Mar 1, 2049

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 26, 2026
Property Address	804 S 4TH ST, AURORA, IL 60505-5150
Document Number	0000007829
Instrument Date	Feb 5, 2026
Instrument	2026K007829
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	804 S 4TH ST, AURORA, IL 60505-5150

Mortgage

Document Number	0000007830
Date	Feb 26, 2026
Instrument	2026K007830

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.99%

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 24, 2023
Property Address	804 S 4TH ST, AURORA, IL 60505-5150
Document Number	0000024848
Instrument Date	May 30, 2023
Instrument	2023K024848
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 S 4TH ST, AURORA, IL 60505-5150

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	804 S 4TH ST, AURORA, IL 60505-5150
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081337
Date	Dec 28, 2020
Instrument	2020K081337

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Mar 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 26, 2019
Property Address	804 S 4TH ST, AURORA, IL 60505-5150
Document Number	0000011602
Instrument Date	Feb 26, 2019
Instrument	2019K011602
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 S 4TH ST, AURORA, IL 60505-5150

Mortgage

Document Number	0000011603
Date	Mar 26, 2019
Instrument	2019K011603

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate	4.25%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 3, 2019
Property Address	804 S 4TH ST, AURORA, IL 60505-5150
Document Number	0000000293
Instrument Date	Jan 3, 2019
Instrument	293
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	716 CORNWALL CIR SUGAR GROVE IL 605549201, SUGAR GROVE, IL 60554-9201

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,559.00 (+5.67%)	$62,499 (+9.39%) Land $4,938 Building $57,561	$187,572 (+9.39%) Land $14,820 Building $172,752
2024	$3,368.00 (+9.24%) Homeowner's exemption	$57,134 (+22.66%) Land $4,514 Building $52,620	$171,471 (+22.71%) Land $13,547 Building $157,923
2022	$3,083.00 (+2.22%) Homeowner's exemption	$46,578 (+7.41%) Land $3,680 Building $42,898	$139,734 (+7.41%) Land $11,040 Building $128,694
2021	$3,016.00 Homeowner's exemption	$43,365 Land $3,426 Building $39,939	$130,095 Land $10,278 Building $119,817

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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