Kane County property record for 804 S 3rd St, Saint Charles, IL 60174
| Property Type | Commercial |
|---|---|
| Details | 3,395 sqft · built 1974 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Company Name on File |
| Last Sale | $700,000 (Jul 2021) |
| Tax Bill | $16,257 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-181-001 |
| Primary APN | 09-34-181-001 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,395 sqft Gross Area |
| Basement Area | 1,997 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 804 S 3RD ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-4053 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | MAP AREA: 160-CONVR BUSN&OFFCE |
| Legal Block | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 852201 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 804 S 3RD ST, SAINT CHARLES, IL 60174-4053 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on File |
| Deed Sale | Jul 8, 2021 · Amount on File |
| Prior Sale | Feb 10, 2016 · Amount on File |
| Deed Document Number | 202152496 |
| Prior Transfer Date | Aug 17, 2015 |
| Prior Transfer Doc | 0000045698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 8, 2021 |
| Property Address | 804 S 3RD ST, ST CHARLES, IL 60174-4053 |
| Document Number | 0000052496 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021K052496 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 804 S 3RD ST, SAINT CHARLES, IL 60174-4053 |
| Document Number | 0000052497 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021K052497 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,257.00 (+2.54%) | $231,809 (+8.53%) Land $97,778 Building $134,031 | $695,705 (+8.53%) Land $293,451 Building $402,254 |
| 2024 | $15,855.00 (-0.32%) | $213,590 (+8.42%) Land $90,093 Building $123,497 | $641,026 (+8.46%) Land $270,387 Building $370,639 |
| 2022 | $15,906.00 (+3.87%) | $197,000 (+4.91%) Land $80,329 Building $116,671 | $591,000 (+4.91%) Land $240,987 Building $350,013 |
| 2021 | $15,314.00 | $187,780 Land $76,569 Building $111,211 | $563,340 Land $229,707 Building $333,633 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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