McHenry County property record for 804 Rose Ln, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Details | 1,398 sqft · built 2003 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Oct 2022) |
| Tax Bill | $5,429 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-104-007 |
| Primary APN | 06-02-104-007 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,398 sqft Living Area |
| 1st Floor Area | 1,398 sqft |
| Basement Area | 1,398 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 804 ROSE LN |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-7845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0035097 LT 72 SHADOW CREEK |
| Legal Subdivision | SHADOW CREEK |
| Legal Lot Number | 72 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | DUNHAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 870200 |
804 Rose Ln is owned and occupied by an individual who bought it in October 2022.
Source: McHenry County records, as of October 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 804 ROSE LN, HARVARD, IL 60033-7845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Feb 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Oct 12, 2022 | Warranty Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on File |
| Deed Sale | Oct 12, 2022 · Amount on File |
| Prior Sale | May 30, 2003 · Amount on File |
| Deed Document Number | 202235097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 28, 2026 |
| Property Address | 804 ROSE LN, HARVARD, IL 60033-7845 |
| Document Number | 0000028400 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 202628400 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 804 ROSE LN, HARVARD, IL 60033-7845 |
| Document Number | 0000028400, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202628400 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Nov 1, 2052 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 804 ROSE LN, HARVARD, IL 60033-7845 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 804 ROSE LN, HARVARD, IL 60033-7845 |
| Document Number | 0000004300 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 2024R0004300 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 12, 2022 |
| Property Address | 804 ROSE LN, HARVARD, IL 60033-7845 |
| Document Number | 0000035097 |
| Map Reference | DOC 1999R69511 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022R0035097 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1909 MASON DR, PUEBLO, CO 81005-2452 |
| Document Number | 0000035098 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 2022R0035098 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Document Number | 0000035099 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 2022R0035099 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Dunham Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,429.00 | $67,648 Land $18,887 Building $48,761 | $202,944 Land $56,661 Building $146,283 |
| 2022 | Disabled Person's exemption | $53,311 Land $17,808 Building $35,503 | $159,933 Land $53,424 Building $106,509 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 804 Rose Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 804 Rose Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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