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804 Reflections Loop E, Winter Haven, FL 33884 Property Records

Polk County property record for 804 Reflections Loop E, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,849 sqft Living Area
Lot Size9,108 sqft (0.209 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2018)
Tax Bill$2,907.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-29-12-687517-000990
Alternative APNs
  • 122926687517000990
  • 22926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,849 sqft Living Area
Gross Area2,369 sqft Gross Area
1st Floor1,849 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area9,108 sqft (0.209 acres)
Garage TypeAttached Garage
Garage Area520 sqft Garage
Porch Area239 sqft Porch

Location & Zoning

Street Address804 REFLECTIONS LOOP E
CityWINTER HAVEN
StateFL
Zip33884-3567
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionREFLECTIONS EAST ADDITION PB 110 PGS 44 THRU 46 LOT 99
Legal Range26E
Legal Township29S
Legal Section12
Legal SubdivisionREFLECTIONS EAST ADDITION
Legal Block2
Legal Lot Number99
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup2
Census Block2021
Census Tract14006

Owner

Source: Polk County records · APN 26-29-12-687517-000990

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address804 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MIDLAND MORTGAGE
Aug 29, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOME PT FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2018 · Amount on Record
Deed SaleAug 29, 2018 · Amount on Record
Prior SaleDec 21, 2015
Deed Doc Number2018184057
Deed Book / Page10596 / 155
Prior Transfer DateDec 11, 2015
Prior Transfer Doc0000227466
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address804 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567

Mortgage

Document Number0000046318
DateFeb 24, 2021
Book Page11592/1065
Instrument2021046318
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term331 Months
DueSep 01, 2048

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 29, 2018
Property Address804 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567
Document Number0105960155
Book / Page010596 / 000155
Instrument DateAug 24, 2018
Instrument184057
Transaction TypeTransfer
Record UpdatedDec 31, 2018
Title CompanyHOME SOLUTION TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address902 ALABAMA WOODS LN ORLANDO FL 328248803, ORLANDO, FL 32824-8803

Mortgage

Document Number105960157
DateAug 29, 2018
Book Page010596/000157
Instrument184058
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 28, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,907.00 (+6.25%) Homeowner's exemption$198,948 (+5.99%)$285,119 (+0.78%) Land $39,000 Building $246,119
2023$2,736.00 (+3.09%) Homeowner's exemption$187,710 (+3%)$282,912 (+8.02%) Land $38,000 Building $244,912
2022$2,654.00 Homeowner's exemption$182,243$261,918 Land $32,000 Building $229,918

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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