Craven County property record for 804 Pollock St, New Bern, NC 28562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,155 sqft · built 1810 |
| Lot Size | 0.136 acres (5,918 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Aug 2024) |
| Tax Bill | $3,214 (2025) |
| Deeds & Mortgages | Jan 2020 Refinance Apr 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-008-231 |
| Primary APN | 8-008-231 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,155 sqft Living Area |
| 1st Floor Area | 1,155 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1810 |
|---|---|
| Effective Year Built | Effective 1810 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,918 sqft (0.136 acres) |
| Lot Dimensions | 107 ft deep x 56 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 60490 |
|---|---|
| Street Address | 804 POLLOCK ST |
| City | NEW BERN |
| State | NC |
| Zip | 28562-5673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC5A |
| Legal Description | 804 & 806 POLLOCK ST |
| Legal Subdivision | PORTION HOUGHTON PROP |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 960900 |
Source: Craven County records · APN 8-008-231
Assessment roll updated October 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2403 NE 8TH TER, WILTON MANORS, FL 33305-1217 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 03, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Apr 14, 2021 | Deed of Trust, Mortgage · Line of Credit UBANK |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 12, 2017 | Deed of Trust, Mortgage · VA Mortgage 360 MORTGAGE GROUP LLC |
| Jan 03, 2020 | Warranty Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE INC |
| Sep 10, 2019 | Warranty Deed, Transfer |
| Sep 03, 2019 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on Record |
| Deed Sale | Aug 29, 2024 · Amount on Record |
| Prior Sale | Sep 03, 2019 · Amount on Record |
| Deed Document Number | 202410130561 |
| Deed Book / Page | 3810 / 343 |
| Prior Transfer Date | Nov 25, 2014 |
| Prior Transfer Doc | 3319000928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 804 POLLOCK ST, NEW BERN, NC 28562-5673 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003597/959 |
|---|---|
| Date | Jan 03, 2020 |
| Book Page | 3597/959 |
| Instrument | 10048601 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 804 POLLOCK ST, NEW BERN, NC 28562-5673 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 804 POLLOCK ST, NEW BERN, NC 28562-5673 |
| Document Number | 3664/1384 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 3664/1384 |
| Instrument | 10073598 |
| Name | UBANK |
|---|---|
| Type | Bank |
| Address | NEW BERN, NC 28562 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 804 POLLOCK ST, NEW BERN, NC 28562-5673 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | NOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 3654/1503 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 3654/1503 |
| Instrument | 10069919 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 804 POLLOCK ST, NEW BERN, NC 28562-5673 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3507/0582 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 3507/0582 |
| Name | 360 MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78726 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Max Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jan 03, 2020 |
| Property Address | 804 POLLOCK ST, NEW BERN, NC 28562-5673 |
| Document Number | 3597/957 |
| Book / Page | 3597 / 957 |
| Instrument Date | Jan 02, 2020 |
| Instrument | 10048600 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 602 POLLOCK ST, NEW BERN, NC 28562-5614 |
| Document Number | 3597/959 |
|---|---|
| Date | Jan 03, 2020 |
| Book Page | 3597/959 |
| Instrument | 10048601 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Sep 10, 2019 |
| Property Address | 804 POLLOCK ST, NEW BERN, NC 28562-5673 |
| Document Number | 3583/1221 |
| Book / Page | 3583 / 1221 |
| Instrument Date | Sep 05, 2019 |
| Instrument | 10042996 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3401 W END AVE, NASHVILLE, TN 37203-1042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Sep 03, 2019 |
| Property Address | 804 POLLOCK ST, NEW BERN, NC 28562-5673 |
| Document Number | 3583/115 |
| Book / Page | 3583 / 115 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 10042752 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 S MAIN ST STE 700, 700, GREENVILLE, SC 29601-2793 |
Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,214.00 (+1.55%) | $376,460 (-) Land $60,000 Building $316,460 | $376,460 (-) Land $60,000 Building $316,460 |
| 2023 | $3,165.00 (+13.2%) | $376,460 (+43.4%) Land $60,000 Building $316,460 | $376,460 (+43.4%) Land $60,000 Building $316,460 |
| 2022 | $2,796.00 | $262,530 Land $60,000 Building $202,530 | |
| 2018 | $262,530 Land $60,000 Building $202,530 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 2 (2011–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 366 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF NEW BERN serves 37,884 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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