804 Oak Rdg, Kearney, MO 64060 Property Records

Clay County property record for 804 Oak Rdg, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 2000
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$226,700 (Feb 2019)
Tax Bill	$3,550 (2025)
Deeds & Mortgages	May 2017 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-913-00-23-016.00`

Property Details

APN / Parcel Number

Primary APN	`07-913-00-23-016.00`
Alternative APNs	`0791300230160001` `7913002301600` `237400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	3,262 sqft
1st Floor Area	1,330 sqft
Basement Area	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	126 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	542 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	804 OAK RDG
City	KEARNEY
State	MO
Zip	64060-7543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARIMACK FARMS 3RD PLAT LT 103
Legal Range	31W
Legal Township	53N
Legal Section	35
Legal Subdivision	MARIMACK FARMS 3RD
Legal Lot Number	103
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3000
Census Tract	21812

Owner

804 Oak Rdg is owned and occupied by two individuals who bought it in February 2019.

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	804 OAK RDG, KEARNEY, MO 64060-7543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 18, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK FSB
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Feb 11, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2019 · Amount on File
Deed Sale	Feb 11, 2019 · Amount on File
Prior Sale	May 31, 2000 · Amount on File
Deed Document Number	20193168
Deed Book / Page	8361 / 45
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	804 OAK RDG, KEARNEY, MO 64060-7543
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016197
Date	May 18, 2017
Book Page	7965/134
Instrument	2017016197

Lender

Name	FIRST FEDERAL BANK FSB
Type	Bank
Address	KANSAS CITY, MO 64120

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 8, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	804 OAK RDG, KEARNEY, MO 64060-7543
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047730
Date	Dec 8, 2020
Book Page	8892/77
Instrument	2020047730

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Feb 11, 2019
Property Address	804 OAK RDG, KEARNEY, MO 64060-7543
Document Number	0000003168
Book / Page	8361 / 045
Instrument Date	Feb 8, 2019
Instrument	2019003168
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	804 OAK RDG, KEARNEY, MO 64060-7543

Mortgage

Document Number	0000003169
Date	Feb 11, 2019
Instrument	2019003169

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 804 Oak Rdg was $3,550.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,550.00	$54,260	$285,579
2023	$3,296.00	$48,260	$254,000
2019	$2,460.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 804 Oak Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 Oak Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Brightspeed, United Fiber, Verizon.

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