804 N Webster St, Saginaw, MI 48602 Property Records

Saginaw County property record for 804 N Webster St, Saginaw, MI 48602

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,381 sqft · built 1874
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Dec 2023)
Tax Bill	$2,584 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91-50-0-18-9000-000`

Property Details

APN / Parcel Number

Primary APN	`91-50-0-18-9000-000`
Alternative APN	`15 0189 00000`

Interior

Full Baths	3 Baths
Total Rooms	16 Rooms
Stories	1 Story
Building Area	2,381 sqft Living Area
1st Floor Area	1,855 sqft
Basement Area	174 sqft
Unfinished Basement	174 sqft

Exterior

Year Built	Built 1874
Effective Year Built	Effective 1874
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Porch
Porch Area	283 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	804 N WEBSTER ST
City	SAGINAW
State	MI
Zip	48602-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 2,BLK.116,CITY OF SAGINAW IN DIVISION NORTH OF CASS STREET
Legal Subdivision	OF SAGINAW IN DIVISION
Legal Block	116
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	1
Census Block	1009
Census Tract	1700

Owner

804 N Webster St is owned and occupied by an individual who bought it in December 2023.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1719 MARQUETTE ST, SAGINAW, MI 48602-1736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Mar 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE TRUST LLC
Apr 16, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Prior Sale	Feb 16, 2000
Deed Document Number	202326739
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 15, 2023
Property Address	804 N WEBSTER ST, SAGINAW, MI 48602-4506
Document Number	0000026739
Map Reference	LB 38 PG 292
Instrument Date	Dec 12, 2023
Instrument	2023026739
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	931 W HIGHWAY 39, BLACKFOOT, ID 83221-5306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 N RIVER ST APT 2, 2, YPSILANTI, MI 48198-2855

Mortgage

Document Number	0000026524
Date	Dec 15, 2023
Instrument	2023026524

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	804 N WEBSTER ST, SAGINAW, MI 48602-4506
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 W HIGHWAY 39, BLACKFOOT, ID 83221-5306

Mortgage

Document Number	0000006687
Date	Mar 17, 2022
Instrument	2022006687

Lender

Name	BPL MORTGAGE TRUST LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 16, 2019
Property Address	804 N WEBSTER ST, SAGINAW, MI 48602-4506
Document Number	0000011206
Instrument Date	Mar 28, 2019
Instrument	11206
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1068 W 110 S BLACKFOOT ID 832216039, BLACKFOOT, ID 83221-6039
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 804 N Webster St was $2,584 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,900	$91,800
2025	$2,584.00 Homeowner's exemption
2023		$32,200	$64,400
2022	$2,024.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 804 N Webster St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 804 N Webster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Air Advantage.

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